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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,942 reviews, last reviewed 19th Jun 2026
4235100% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Easy and straightforward to use. Reviewed on: 19th June 2026
Nana's avatar
Nana

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142942)

Very easy to use, a great way to use rolling credit...

4
Very easy to use, a great way to use rolling credit for emergencies without taking out more credit Reviewed on: 8th June 2026
Paul K's avatar
Paul K

Works well for me

5
Works well and having the function of the card on the Apple wallet is a good addition. Keeps me up to date and reminds when I need to pay. Reviewed on: 8th June 2026
Charlotte 's avatar
Charlotte

Trusted, reliable, hassle free

5
I've used PayPal for many years for my personal purchases and it has consistently provided a smooth, reliable, and secure payment experience. Whether I'm shopping online, managing subscriptions, or making larger purchases, I have complete confidence that my transactions are protected. What I value most is the convenience and peace of mind PayPal provides. The checkout process is quick and straightforward, and when funds are a little tight, PayPal Credit offers useful flexibility without disrupting my plans. I've never had to worry about sharing my card details with multiple retailers, and the platform has always felt safe, professional, and easy to use. For me, PayPal remains one of the most trusted payment services available and continues to be my preferred choice for online purchases. Three words to describe PayPal: Reliable Secure Convenient Reviewed on: 8th June 2026
Nina S's avatar
Nina S

Never had a problem with PayPal.

5
Never had a problem with PayPal. Always my first stop for money deals Reviewed on: 8th June 2026
maryr's avatar
maryr

All round great service, love using PayPal it’s so e...

5
All round great service, love using PayPal it’s so easy Reviewed on: 8th June 2026
OR's avatar
OR

Everybody needs PayPal credit!!! 10/10

5
I’ve been using PayPal credit for a couple of years now and it had been a dream! So easy to use and great interest rate! I tell everyone about it. Reviewed on: 8th June 2026
Wiktoria R's avatar
Wiktoria R

Trustworthy & reliable

5
I've used PayPal for many years, to buy and sell. I've only ever had a couple of problems & they're always quickly resolved. Great customer service, trustworthy company. Reviewed on: 8th June 2026
Jacqueline D's avatar
Jacqueline D

Pay in 3 is great

5
Why wouldn’t you take interest free on purchases and spread over a couple of months. It’s a no brainer! Reviewed on: 8th June 2026
Chris C's avatar
Chris C

have got the best service yet from PayPal have used...

5
have got the best service yet from PayPal have used alll three options for paying without any problems Reviewed on: 8th June 2026
Derek Hart's avatar
Derek Hart

Paypal hassle free customers service and care

5
I have been Paypal for numbers of years and don't have any issues. Reviewed on: 8th June 2026
Talat Cockar's avatar
Talat Cockar

Review PayPal: PayPal Credit now

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