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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (142788)

Excellent app and easy to use, safe and reliable

5
Excellent app and easy to use, safe and reliable Reviewed on: 8th June 2026
Jijin J's avatar
Jijin J

Great credit account

5
I have had a PayPal credit account for years now it is simple to use and accepted by so many retailers … I like that there’s interest free for a set period on certain items it really helps especially at times like Christmas and kids birthdays … when I have needed to call up to query anything I’m never on hold for long and always speak to a freindly member of the team!! Reviewed on: 8th June 2026
Georgina B's avatar
Georgina B

I found it easy to use.

5
I found it easy to use. Refunds fast when goods not up to saturation without any hassle. Reviewed on: 8th June 2026
Tracey W's avatar
Tracey W

peace of mind

5
It is so easy and secure, providing me with peace of mind on internet purchasing and allowing me to manage my finances in a moment with the App Reviewed on: 8th June 2026
susie b's avatar
susie b

Great app

5
The app and online account are easy to use, making it simple to check balances and manage payments. Reviewed on: 8th June 2026
AM's avatar
AM

Excellent service can’t fault

5
Excellent service can’t fault always there for those puchases Reviewed on: 8th June 2026
David's avatar
David

I have always found paypal easy and convenient to use

5
I have always found paypal easy and convenient to use Reviewed on: 8th June 2026
Helen W's avatar
Helen W

Good experience of credit facility without interest...

5
Good experience of credit facility without interest free payments Reviewed on: 8th June 2026
Khurram B's avatar
Khurram B

I use Paypal more than 10 years I’m too happy with a...

5
I use Paypal more than 10 years I’m too happy with all the new features that adds I feel save to buy things and pay with Paypal because you know what you are safe thank you for all this year Reviewed on: 8th June 2026
Konstantinos O's avatar
Konstantinos O

Convenient and simple

5
Great for spreading the cost of more expensive items on eBay and other vendors. Reviewed on: 8th June 2026
Roger Westwood's avatar
Roger Westwood

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