Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142839 reviews)

View other PayPal products

4.73

Based on 142,839 reviews, last reviewed 19th Jun 2026

4230550% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy and secured, i can buy with confidence that my... Easy and secured, i can buy with confidence that my financial data is not leaked. Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (142839)

Friendly helpful staff

There was a few transactions on my account that I did not recognise. The staff were very friendly and helpful in assisting me to find out more information and query them. Reviewed on: 8th June 2026

I have never has a problem with pay pal.

I have never has a problem with pay pal. Very fare and ensure you a comfortable with payments. Always send me emails on saving interest and the only time I had an emergency and was 2 days late paying were very fare and canceled charges. Couldn't be happier with PayPal. Credit and always feel safe making payments via PayPal. Easy app to use to keep track. Reviewed on: 8th June 2026

PayPal is a very good form of payment as it is quick...

PayPal is a very good form of payment as it is quick and reliable. Reviewed on: 8th June 2026

Simple to use

Like the ease with which PayPal credit operates and the transparency surrounding time periods associated with transactions. Also like the introduction of a credit card which now allows payments to be made anywhere, Reviewed on: 8th June 2026

Simply the best better than all the rest

Excellent throughout can’t find fault anywhere you’ve tried the rest now try the best simple Reviewed on: 8th June 2026

It's been great being able to access money whenever...

It's been great being able to access money whenever I've needed it. The process has always been simple, quick, and reliable, which has made managing my finances much easier. I'd definitely recommend it to others looking for flexibility and convenience. Reviewed on: 8th June 2026

The best way to pay

I am grateful for the excellent terms this product offers. To be able to pay for products over 4 months interest free has really helped me out, especially when my cashflow has been an issue. I love how accessible the app is and how PayPal keeps me updated with any upcoming payments and at the end of 4 months payment windows. It's a superb payment option and offering the physical card enhanced this product furthermore. Reviewed on: 8th June 2026

Great for booking hotels, flights air b and b and be...

Great for booking hotels, flights air b and b and being able to pay over time Reviewed on: 8th June 2026

Had same issue with transaction, contacted customer...

Had same issue with transaction, contacted customer service and was no trouble at resolving the issue, Reviewed on: 8th June 2026

Love a bit of PayPal

I always choose to pay with PayPal for the extra protection and ease Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Payments
from PayPal 4.71 from 3755 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 73869 reviews
Payments
from PayPal 4.71 from 3755 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub