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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,877 reviews, last reviewed 19th Jun 2026
4232150% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate PayPal app and access what is requ... Easy to navigate PayPal app and access what is required. Easy to make payments Reviewed on: 19th June 2026
Karen's avatar
Karen

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142877)

Quick and easy to use, so far I have had no problems...

5
Quick and easy to use, so far I have had no problems using Paypal Credit and feel safer paying using this as it is easier to get any disputes with the orders I've made resolved within the allotted time Reviewed on: 8th June 2026
Yvon's avatar
Yvon

Been using PayPal for years now and find the flexibi...

5
Been using PayPal for years now and find the flexibility of paying for goods is excellent Reviewed on: 8th June 2026
Davie's avatar
Davie

Great service

5
Always helpful using the Take-3 optionfor larger purchases & PayPal credit has been great! Reviewed on: 8th June 2026
HS's avatar
HS

Most effective easiest way to make purchasesand not...

5
Most effective easiest way to make purchases and not worry about payments, everything is done in a responsible way to ensure your not spending over your limits. And any problems with retailers, PayPal are very effective in helping resolve issues. Reviewed on: 8th June 2026
Mr S Todd's avatar
Mr S Todd

I really like the Pay in 3 option.

4
I have enjoyed the ‘pay in 3’ option, allowing purchases to be spread out over a clearly defined, relatively short period of time. Reviewed on: 8th June 2026
Martin P's avatar
Martin P

I have been struggling in the last year with my fina...

5
I have been struggling in the last year with my finance being made redundant and paypal has helped my family household to get by. Thank you for the 4 month no interest and appreciate the big paypal balance that I am able to use Reviewed on: 8th June 2026
Alin D's avatar
Alin D

I know all my transactions are safe

4
I know all my transactions are safe Reviewed on: 8th June 2026
DJ's avatar
DJ

It makes paying for large items much easier to manag...

5
It makes paying for large items much easier to manage and keep an eye on with clarity on payments and dates. Reviewed on: 8th June 2026
Syed A's avatar
Syed A

Quick and easy

5
Quick and easy, especially with new physical card. Repayments clearly laid out. Reviewed on: 8th June 2026
Rich P's avatar
Rich P

Easy safe and reasonably priced credit

5
Easy safe and reasonably priced credit Reviewed on: 8th June 2026
Thomas H's avatar
Thomas H

Review PayPal: PayPal Credit now

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