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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,748 reviews, last reviewed 19th Jun 2026
4226300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is Wikked man I always find it more convenient to use my PayPal for most of my purchases. Reviewed on: 19th June 2026
Martin McEvoy's avatar
Martin McEvoy

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (142748)

always reliable and i use it very regularly

5
always reliable and i use it very regularly Reviewed on: 8th June 2026
claire d's avatar
claire d

Great way to spread the cost over 4 months.

5
Great way to spread the cost over 4 months. Reviewed on: 8th June 2026
Violet R's avatar
Violet R

Very flexible as it gives you option for payments in...

5
Very flexible as it gives you option for payments in 3-24 months also giving you all calculations Reviewed on: 8th June 2026
Arshad E's avatar
Arshad E

It’s always been great and they are very helpful whe...

4
It’s always been great and they are very helpful when you require help. Reviewed on: 8th June 2026
Mukobe C's avatar
Mukobe C

Good service how however...

5
Good service how however I cannot transfer the debt Reviewed on: 8th June 2026
Jasmin N's avatar
Jasmin N

Easy to use with good communication from them via em...

5
Easy to use with good communication from them via email. The app is so easy to use too. Reviewed on: 8th June 2026
pjkbear@yahoo.co.uk's avatar
[email protected]

PayPal credit saves my pocket!

5
I have been using PayPal credit for a number of years now. Every time I need an option for payments I will check if PayPal credit can be used and more often than not there usually a o% offer depending on time and length of the payments. It has made replacing stuff in my house when it breaks much more managable. Reviewed on: 8th June 2026
Danny's avatar
Danny

I would be lost without PayPal!

5
I would be lost without PayPal! They are simply a fantastic company Reviewed on: 8th June 2026
Ollie B's avatar
Ollie B

Good customer care and easy to access service

5
Good customer care and easy to access service Reviewed on: 8th June 2026
Kemi's avatar
Kemi

Very flexible

5
Very flexible, able to pay off more when able to. More control than with other credit products. Easy to use. Had no issues so far using it for anything I've needed to. Also great to get interest free periods for purchases over a certain amount. Reviewed on: 8th June 2026
Lee N's avatar
Lee N

Review PayPal: PayPal Credit now

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