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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,844 reviews, last reviewed 17th Jun 2026
4139400% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the flexibility to either pay now,pay later o... I love the flexibility to either pay now,pay later or pay over 3 payments,and you get your purchase straight away.cant be better than that and whichev... Read more Reviewed on: 17th June 2026
Carol G's avatar
Carol G

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140844)

Great & Secure

5
Used paypal for years and always my favourite secure way to pay online and the credit makes it easy for me to pay it later Reviewed on: 7th June 2026
Jason M's avatar
Jason M

Quick and Easy

5
It is convenient. Simple to use. Readily available. Reviewed on: 7th June 2026
Nico 's avatar
Nico

Good customer service very helpful

5
Good customer service very helpful Reviewed on: 7th June 2026
Ct's avatar
Ct

Easy to use and the app is great

5
Easy to use and the app is great Reviewed on: 7th June 2026
Lee b's avatar
Lee b

safe and easy way to pay by credit

5
safe and easy way to pay by credit. has helped me in sticky times Reviewed on: 7th June 2026
Riki's avatar
Riki

Great service no issues, use pay all the time

5
Great service no issues, use pay all the time Reviewed on: 7th June 2026
Tommy J's avatar
Tommy J

User-Friendly Platform with Excellent Security Features

5
I have been using PayPal for several months and overall my experience has been very positive. The platform is easy to use, secure, and widely accepted by online retailers and service providers. Sending and receiving money is straightforward, and transactions are usually processed quickly. One of the features I value most is the buyer protection, which provides additional confidence when making purchases online. The mobile app is user-friendly and makes it convenient to manage payments, track transactions, and monitor account activity from anywhere. Another benefit is the ability to link multiple payment methods, including bank accounts and credit cards, giving flexibility when making payments. International transfers are also relatively simple compared to some traditional banking options. On the downside, transaction and currency conversion fees can sometimes be higher than expected, particularly for international payments. There have also been occasions when account verification or security checks have taken longer than I would have liked. Despite these drawbacks, PayPal remains a reliable and trusted payment service. Its security features, ease of use, and broad acceptance make it a valuable tool for online transactions. I would recommend PayPal to anyone looking for a convenient and secure way to send, receive, and manage money online Reviewed on: 7th June 2026
Naveen 's avatar
Naveen

Very easy to use and customer service are helpful

4
Very easy to use and customer service are helpful Reviewed on: 7th June 2026
Az's avatar
Az

Good for paying interest free options

5
Good for paying interest free options Reviewed on: 7th June 2026
Ruks's avatar
Ruks

Im happy using paypal at checkout for larger purchas...

5
Im happy using paypal at checkout for larger purchases and it's 0% for 3 or 4 months. Thank you Paypal . Almo got my PayPal credit card with months 0% for purchases over 99£ ,but not used yet. Will use definitely for larger purchases with 0% first 4 months . Reviewed on: 7th June 2026
Iveta 's avatar
Iveta

Review PayPal: PayPal Credit now

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