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PayPal: PayPal Credit reviews

4.73
Based on 140,858 reviews, last reviewed 17th Jun 2026
4139950% increase in 5 star reviews
in the past 90 days
11750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Ok service needs more support to help clear outstand... Ok service needs more support to help clear outstanding Reviewed on: 17th June 2026
Jefff's avatar
Jefff

Latest lowest rating:

1

I've earned quite a few pounds now playing games on... I've earned quite a few pounds now playing games on line, but none of those payments are showing in my wallet or PayPal....??? Reviewed on: 16th June 2026
Aaron Howard's avatar
Aaron Howard

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140858)

Trustworthy

5
I honestly wish I could use PayPal more. Great, trustworthy service Reviewed on: 7th June 2026

They're always on hand to help, and I feel safe and...

5
They're always on hand to help, and I feel safe and secure using PayPal for paying on line. Reviewed on: 7th June 2026

Happy Bunny

5
Very good for lots of payments to companies you’re not sure of Reviewed on: 7th June 2026

Excellent .free interest anyting buy

5
Very good .easy to use. Free interest for 3 months which is very good make payments slowly.. Reviewed on: 7th June 2026

I always use PayPal because it just works.

5
I always use PayPal because it just works. pay in 3 is often usefull Reviewed on: 7th June 2026

Thank you for your good service.

4
Thank you for your good service. Reviewed on: 7th June 2026

PayPal is a life saver very convenient way to pay fo...

5
PayPal is a life saver very convenient way to pay for items Reviewed on: 7th June 2026

I've had a very positive experience with PayPal credit.

5
I've had a very positive experience with PayPal credit. Easy application process, easy to track spending, rates, payments and billing. Reviewed on: 7th June 2026

I have been using paper for years fast and secure pr...

5
I have been using paper for years fast and secure process Reviewed on: 7th June 2026

Payments

5
Interest free credit and the split payments into three are so useful when you are budgeting ahead. These let you get necessities when needed without placing you in difficulty financially. These are both easy to use and set out clearly,keeping you well informed. I really love the option to spread the balance over three payment. Reviewed on: 7th June 2026

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