Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 109,535 reviews, last reviewed 18th May 2026
2706700% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A few years ago my account was scanned. A few years ago my account was scanned. And I had excellent customer service support that resolved my problem very quickly. Step by step they were wit... Read more Reviewed on: 18th May 2026
Gilberto M's avatar
Gilberto M

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109535)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

very quick, simple, intuitive.

4
very quick, simple, intuitive. made terms pretty clear in advance etc. not really much more to say lmao Reviewed on: 15th May 2026

PayPal is easy to apply for and use.

5
PayPal is easy to apply for and use. Reminders for payments coming up is a great way to keep on top of expenditure Reviewed on: 15th May 2026

Easy to use, straight forward payments easy to under...

4
Easy to use, straight forward payments easy to understand Reviewed on: 15th May 2026

The system appears to work as intended.

4
The system appears to work as intended. So far it has been good. There’s nothing else to add Reviewed on: 15th May 2026

I feel confident and happy when I make online purcha...

5
I feel confident and happy when I make online purchases using my PayPal account. Reviewed on: 15th May 2026

I like the pay in three,.

5
I like the pay in three option, really helps me out and manage my bills. Reviewed on: 15th May 2026

Best of the best!

5
I've used PayPal ever since I was 16 and it was probably the first financial account I opened. I've loved it ever since! Reviewed on: 15th May 2026

Very easy to use and trusted.

5
Very easy to use and trusted. App character are large and app is easy to use Reviewed on: 15th May 2026

Excellent value

5
Excellent.. love how you can get points while you spend. Reviewed on: 15th May 2026

Its very smooth and easy app for sending and receivi...

5
Its very smooth and easy app for sending and receiving payments Reviewed on: 15th May 2026