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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171762)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

TRUSTWORTHY-SAFE-EASY

5
So easy and safe to use I pay for a lot of items through PayPal I trust it that much Reviewed on: 8th July 2026

Pay pal credit has helped me to be able to buy items...

5
Pay pal credit has helped me to be able to buy items I needed if I didn't have the money on me with advanced payments Reviewed on: 8th July 2026

Good alternative to paying online, added peace of mi...

4
Good alternative to paying online, added peace of mind if you aren't paying with a credit card Reviewed on: 8th July 2026

It was an easy and pleasant experience applying

5
It was an easy and pleasant experience applying Reviewed on: 8th July 2026

Very helpful for shopping, get safety for my money.

5
Very helpful for shopping, get safety for my money. Easy to pay and give me some time for pay latter. Reviewed on: 8th July 2026

I hav not had to use the customer service but always...

5
I hav not had to use the customer service but always find PayPal easy ti use. Reviewed on: 8th July 2026

Good experience have helped me with any issues I hav...

5
Good experience have helped me with any issues I have had Reviewed on: 8th July 2026

Great products easy to use

5
Simple to use products and excellent customer service. Reviewed on: 8th July 2026

Easy to use.

5
Easy to use. Good values with 0% on large items over 4 months Reviewed on: 8th July 2026

PayPal credit is so easy to use and always accessibl...

5
PayPal credit is so easy to use and always accessible day or night. It gives you reminders when payments are due and now rewards you for using it Reviewed on: 8th July 2026

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