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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,768 reviews, last reviewed 16th Jun 2026
4135950% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very helpful Very helpful. Good customer service. Reviewed on: 16th June 2026
Christelle l's avatar
Christelle l

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (140768)

One payment stop

4
Great customer support , ease of payment. Great service Reviewed on: 7th June 2026
Randhir 's avatar
Randhir

Always easy to use and find out information never ha...

5
Always easy to use and find out information never had any problems with using it Reviewed on: 7th June 2026
Graham H's avatar
Graham H

Great service

5
Used paypal credit several times to purchase goods. Very easy to use and an added bonus to not pay interest on the first 4 months, easy to set the payments and pay off early Reviewed on: 7th June 2026
Rob Harwood's avatar
Rob Harwood

Dreams come through

5
Because I'm not able to buy all the time by cash what I like , PayPal give me the opurtinity and chances to make my dreams of collect item come through! Reviewed on: 7th June 2026
SORIN C's avatar
SORIN C

very good and easy to use.

5
very good and easy to use. the best credit account i have used before Reviewed on: 7th June 2026
Milly S's avatar
Milly S

Fast, Secure and Flexible

5
I’ve had a great experience using PayPal. It’s been one of the easiest payment platforms I’ve used, with a simple and reliable process for both personal and business transactions. What I particularly like is the flexibility it offers through services such as Pay in 3 and PayPal Credit, which make managing purchases much more convenient. The security and buyer protection also give me confidence when shopping online. Overall, PayPal has saved me time, made payments straightforward, and provided useful financial tools that I regularly use. I would happily recommend it to anyone looking for a secure, flexible, and user-friendly payment solution. Reviewed on: 7th June 2026
Soldatenko Viktorija's avatar
Soldatenko Viktorija

Enjoying the PayPal app and its little extras with g...

5
Enjoying the PayPal app and its little extras with goodies of bonuses and points and even cash bac. Reviewed on: 7th June 2026
Carty 's avatar
Carty

PayPal credit is a trustworthy source of credit, sim...

5
PayPal credit is a trustworthy source of credit, simple to use and at my fingertips. Reviewed on: 7th June 2026
David H's avatar
David H

My experience with PayPal has always been good from...

5
My experience with PayPal has always been good from day one Reviewed on: 7th June 2026
David P's avatar
David P

Easy to use

5
Easy to use and the terms are really clear at checkout , also still earn points Reviewed on: 7th June 2026
Usert's avatar
Usert

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