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PayPal: PayPal Credit reviews

4.73
Based on 140,718 reviews, last reviewed 16th Jun 2026
4133500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used PayPal since 2009 have never had a issue... Have used PayPal since 2009 have never had a issue called customer service recently to change address they were very polite and dealt with it really ... Read more Reviewed on: 16th June 2026
Joanne b's avatar
Joanne b

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140718)

Happy 16 years!

5
I’ve been with PayPal since 2010. Within these 16 years, PayPal has never failed me. Reviewed on: 7th June 2026

Excellent PayPal experience.

5
Great experience! Very helpful to use PayPal! 100% Safety. and protection. Reviewed on: 7th June 2026

Should be easier to speak to customers services , ap...

5
Should be easier to speak to customers services , app Should be simplified . Reviewed on: 7th June 2026

Trustworthy for all payments and resolve issues quickly

5
Trustworthy for all payments and resolve issues quickly Reviewed on: 7th June 2026

Good people

5
Lovely. Good recommendation. I will recommend you always Reviewed on: 7th June 2026

Friendly customer service and always happy to help

5
Very easy app to use. Customer service always very quick to deal with queries and very nice&helpful. Reviewed on: 7th June 2026

Easy and straightforward

4
Easy to use, notifications helpful but would like more detailed description of transactions. Reviewed on: 7th June 2026

Excellent experience!

5
I am having a very good experience and I love it. Reviewed on: 7th June 2026

"A great experience "

5
It has been, until now, a great experience Reviewed on: 7th June 2026

Used it for years always been great or i wouldn't be...

5
Used it for years always been great or i wouldn't be here. The notifications are on point to stop you forgetting about payments Reviewed on: 7th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review