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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140670 reviews)

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4.73

Based on 140,670 reviews, last reviewed 16th Jun 2026

4131450% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit availability. Great credit availability. Interesting free payments convenient to customers. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140670)

PayPal credit is life changing!

My experience with PayPal has been life changing. They have made it so much easier for me to sort out and manage my finances using the interest free credit promotion. I have been able stretch out my seasonal salary in a way that I wouldn’t have been able to do with any other platform. Reviewed on: 6th June 2026

Very good experience, I like payment in 3 i

Very good experience, I like payment in 3 i Reviewed on: 6th June 2026

It's quite easy to use, the customer service is exce...

It's quite easy to use, the customer service is excellent, and you can pay at most establishments using PayPal. I highly recommend it Reviewed on: 6th June 2026

Always been easy and reliable.

Always been easy and reliable. Safe and secure, used it for years and never had a single issue Reviewed on: 6th June 2026

A easy way to buy goods.

A easy way to buy goods. With an easy way to pay too Reviewed on: 6th June 2026

Always easy to use no problems no issues .

Always easy to use no problems no issues . Use credit , pay in 3 months and debit card payments . All quick and easy Reviewed on: 6th June 2026

Easy to use and the pay in 3 is great!

Easy to use and the pay in 3 is great! I love the 4 months 0%option too for those slightly larger purchases Reviewed on: 6th June 2026

Love paypal.

Love paypal..great easy helpful! Reviewed on: 6th June 2026

ok for a credit card

ok as expected from a credit card Reviewed on: 6th June 2026

Very good, easy service.

Very good, easy service. App is easy to use and navigate. I like the 0% option on purchases too, thats been a great tool when needed. Reviewed on: 6th June 2026

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