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PayPal: PayPal Credit reviews

4.73
Based on 140,620 reviews, last reviewed 16th Jun 2026
4129300% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It had been exciting so far. It had been exciting so far. The fund i expected into my account arrived faster and easy Reviewed on: 16th June 2026
Bright O's avatar
Bright O

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140620)

Great service and delivery.

5
Great service and delivery. Highly recommend these guys Reviewed on: 6th June 2026

excellent

5
any problems paypal agents sorts it out quick Reviewed on: 6th June 2026

Efficient, no hassle.

5
Efficient, no hassle. Would recommend Reviewed on: 6th June 2026

Versatile

5
Love the versatility that paypal allows. Financial freedom Reviewed on: 6th June 2026

PayPal credit is easy and simple to use.

5
PayPal credit is easy and simple to use. Very efficient Reviewed on: 6th June 2026

PayPal is essential to buy/sell online

5
I’ve not had a problem with PayPal it’s very useful, I feel confident with my finances, I appreciate the protection they provide. Reviewed on: 6th June 2026

First port of call in any transaction

5
First port of call in any transaction Reviewed on: 6th June 2026

Great, well worth it

5
PayPal credit is very handy for the things you didn’t anticipate for and it is very easy to navigate. Reviewed on: 6th June 2026

Really easy to make payments, never had any issues w...

5
Really easy to make payments, never had any issues with the service. Reviewed on: 6th June 2026

Paypal is such a quick and easy way to pay.

5
Paypal is such a quick and easy way to pay. The services available are very clear to understand. The website and app are easy to navigate. I use PayPal weekly for these reasons! Reviewed on: 6th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review