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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,596 reviews, last reviewed 16th Jun 2026
4128250% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

seemless seemless and ability to make transcations without any worry . Reviewed on: 16th June 2026
Asha's avatar
Asha

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140596)

PayPal Credit - my go to when I want to spread the cost

5
I love using PayPal Credit - it’s an incredibly convenient, making it easy to spread the cost of purchases over several months or longer when needed. It’s saved my bacon on more than one occasion — including when my car unexpectedly needed three new tyres during its MOT! Being able to manage those surprise expenses without an immediate financial hit is a real bonus. Convenient, flexible, and trusted, with super Customer Service and Support - that’s PayPal Credit. What’s not to like? It’s a solid 10/10 for me! Reviewed on: 6th June 2026
Glen K's avatar
Glen K

Easy to use

5
Easy to use -clear explanation of plans and charges.On very rare occasion had to contact customer service found very helpful and matter answered or resolved Reviewed on: 6th June 2026
Bluevalhalla's avatar
Bluevalhalla

Brilliant

5
Paypal has been great and so easy to use and thier card is brilliant for collecting points Reviewed on: 6th June 2026
Lee C's avatar
Lee C

Great for spreading payments have 3-4 months to pay...

5
Great for spreading payments have 3-4 months to pay it off and apr is low compared to others Reviewed on: 6th June 2026
becci smith's avatar
becci smith

Easy to use and clear to view.

5
Easy to use and clear to view. I use it for almost every payment where it’s available to use. Reviewed on: 6th June 2026
Mike W's avatar
Mike W

It was okay

4
It was okay but I haven't used customer service directly Reviewed on: 6th June 2026
Mr FMN's avatar
Mr FMN

Great experience.

5
So Far very easy and relaxing experience encountered no issues and am reassured that if I had any issues or complications I could recieve support easily and completely. Reviewed on: 6th June 2026
Ethan S's avatar
Ethan S

Excellent, reliable and secure method for online pay...

5
Excellent, reliable and secure method for online payments Reviewed on: 6th June 2026
Knchewi E's avatar
Knchewi E

Great service / happy with what pay pal have to...

5
Great service / happy with what pay pal have to offer Reviewed on: 6th June 2026
Kizzee B's avatar
Kizzee B

Great service and function

5
Good service and functionality- always useful services. , Reviewed on: 6th June 2026
Ellis's avatar
Ellis

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