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PayPal: PayPal Credit reviews

4.73
Based on 140,559 reviews, last reviewed 16th Jun 2026
4126600% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward, safe, no nonsense banking. Straight forward, safe, no nonsense banking. Reviewed on: 16th June 2026
Mitsja's avatar
Mitsja

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140559)

Paypal! - Sooo handy!

5
Paypal has be very having for me,by giving me the option, if needed to pay in instalments, which is so key if you have an unexpected bills before payday Reviewed on: 6th June 2026

Using PayPal is so easy.

5
Using PayPal is so easy.I find it the best,hassle free way of sending and receiving payments online.On one occasion I was defrauded money on my account I contacted customer service who sorted the matter out completely for me.I would not hesitate to recommend PayPal to my friends and family Reviewed on: 6th June 2026

Happy through out all this years.

5
Happy through out all this years. Excellent costumer services and services in general Reviewed on: 6th June 2026

PayPal has you covered.

5
I have had few disputes with sellers and PayPal have had my back on 95% of them. Reviewed on: 6th June 2026

I am using it from 1 year it's a great shopping and...

5
I am using it from 1 year it's a great shopping and entertainment application Reviewed on: 6th June 2026

Easy to use

4
Easy to use. Love the 3 interest free payments means they always get paid off. Reviewed on: 6th June 2026

Very good, reliable and easy way to spend with added...

5
Very good, reliable and easy way to spend with added protection Reviewed on: 6th June 2026

Awesome card

5
Brilliant experience and all smooth in term of using and super easy Reviewed on: 6th June 2026

Been using PayPal for years and it’s been fantastic...

5
Been using PayPal for years and it’s been fantastic in every way Reviewed on: 6th June 2026

No complaints, no issues.

5
No complaints, no issues. Reasonable limit provided and available on almost all shopping platforms Reviewed on: 6th June 2026

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