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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140531 reviews)

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4.73

Based on 140,531 reviews, last reviewed 16th Jun 2026

4125250% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

i faced a problem few recording payments to credit c... i faced a problem few recording payments to credit card the mistake from pay pal said so i gave quick call i got my response very fast Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140531)

Touch of a button

User-friendly site, simple to set up convenient Reviewed on: 6th June 2026

I am using paypal from a long time its good and safe...

I am using paypal from a long time its good and safe, and second time i bought the things on 0% from paypal which is amaizing without any herdals. Reviewed on: 6th June 2026

I love paypal.

I like paypal. Very secured and efficient. Helping hand in needs Reviewed on: 6th June 2026

Amazing service

PayPal Credit is an absolute game-changer for managing larger purchases. The 6 months of interest-free financing on purchases over £99 provides incredible financial flexibility without the pressure of traditional credit cards Reviewed on: 6th June 2026

Best service around

I have never had a problem with PayPal great service Reviewed on: 6th June 2026

Amazing Amazing

Amazing amazing amazing very good Reviewed on: 6th June 2026

I have always found PayPal easy and convenient to use.

I have always found PayPal easy and convenient to use. It gives me peace of mind when shopping online because payments are quick, secure, and I do not need to share my bank details with every seller. The app is simple to navigate, and I like that I can track my transactions easily. Overall, PayPal is a reliable and trusted payment option. Reviewed on: 6th June 2026

Easy to use and good rewards for very little work.

Easy to use and good rewards for very little work. Always a new incentive and I feel safe using PayPal as my payment method. Reviewed on: 6th June 2026

Good for borrowing £100 plus

Very useful for borrowing in excess of £100 and having it interest free for 3 months. I have used this option a number of times. There are better options for using it for amounts less than £100, but is still a perfectly reasonable option if you can pay it back in full each month and save on the interest. Reviewed on: 6th June 2026

Any issues are dealt with swiftly

Any issues are dealt with swiftly Reviewed on: 6th June 2026

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