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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171790)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I'm using PayPal if I can .

5
I'm using PayPal if I can ... always!! Very secure payment. 4 mont credit Love it you can pay back when you like Reviewed on: 8th July 2026

Been using Paypal for years and has always been good...

5
Been using Paypal for years and has always been good for me Reviewed on: 8th July 2026

PayPal has quickly and efficiently sorted any disput...

4
PayPal has quickly and efficiently sorted any disputes regarding purchases in the past and gotten my money back for me. Would highly recommend Reviewed on: 8th July 2026

Makes life easier

5
PayPal has been around for a while and it's use and integration has only gotten better. Paypal+ is a great initiative to help consumers get rewarded whilst benefitting from the use of PayPal. Reviewed on: 8th July 2026

Great easy to use app.

5
Great easy to use app. User friendly Reviewed on: 8th July 2026

Paypal on point!

5
Always quick to reply when I have questions about my account and transactions. Paypal have my back when I have raised dispute about transactions. Reviewed on: 8th July 2026

It's very easy payment method and very helpful durin...

5
It's very easy payment method and very helpful during tough times. Reviewed on: 8th July 2026

Great service and easy to use.

5
Great service and easy to use, with options of payment on most websites for purchases Reviewed on: 8th July 2026

Using the service was hassle free and straightforward

4
Using the service was hassle free and straightforward Reviewed on: 8th July 2026

It was easy to get the right service even using the...

5
It was easy to get the right service even using the phone service and they answered all my questions Reviewed on: 8th July 2026

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