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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal credit gives me peace of mind

PayPal credit gives me peace of mind Reviewed on: 13th July 2026

Very bad experience with customer care who don’t ha...

Very bad experience with customer care who don’t have a clue what they are doing or how to fix things after my account had been hacked and me nearly having a nervous breakdown with stress.. look at my history it took about 8 months to sort it. Reviewed on: 13th July 2026

It has helped me a lot financially.

It has helped me a lot financially. Whenever I do some purchases online I always use paypal credit. Reviewed on: 13th July 2026

PayPal Credit has been extremely helpful

PayPal Credit has been extremely helpful allowing me extra time to pay my balance at 0%i interest. I couldn’t recommend it highly enough. I could have coped in these difficult times without it. Reviewed on: 13th July 2026

PayPal has a good service they render, like PayPal c...

PayPal has a good service they render, like PayPal credit. I used it a lot for my shopping Reviewed on: 13th July 2026

Always there when needed

Always there when needed - I’ve been using it happily for many years. Pretty much anywhere I can use it. Great shopping companion. What else can I say , it’s doing what it supposed to do. Please keep up the good work. Reviewed on: 13th July 2026

Good rates and a very easy process.

Good rates and a very easy process. Reviewed on: 13th July 2026

Always happy!

Always happy! Easy to make a shopping. Reviewed on: 13th July 2026

Paypal credit excellent

Paypal credit is really good if you get paid monthly and you need something g you have 30 days tobpal worjs good for me Reviewed on: 13th July 2026

Was easy to use

Was easy to use and set up. Gives a good payment option and good rewards. Reviewed on: 13th July 2026

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