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PayPal: PayPal Credit reviews

4.90
Based on 109,557 reviews, last reviewed 18th May 2026
2707700% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the flexibility and options made available wh... I love the flexibility and options made available when I need to make payments, plus I get rewarded for it. Reviewed on: 18th May 2026
Freddie Bak's avatar
Freddie Bak

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109557)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

They have been amazing the 6 year I have been...

5
They have been amazing the 6 year I have been with then Reviewed on: 15th May 2026

Does what it says it does.

5
Does what it says it does. No nonsense, provides a good service without wasting too much time with gimmicks nobody about. Sorry the rest of this review is filler as they won't accept it without more words. Reviewed on: 15th May 2026

Great service and great time to pay back

5
Great service and great time to pay back Reviewed on: 15th May 2026

PayPal makes it so easy and safe to spend.

5
PayPal makes it so easy and safe to spend. I never worry when using them. Reviewed on: 15th May 2026

Always very good and easy to use.

5
Always very good and easy to use. Reviewed on: 15th May 2026

Great trusted service

4
I have been using it many years. Had no issues that could not be resolved to my satisfaction. It’s quick and convenient and I trust it. Reviewed on: 15th May 2026

PayPal has helped me out loads with my finances easy...

5
PayPal has helped me out loads with my finances easy and flexible Reviewed on: 15th May 2026

Ease of transactions

5
User friendly, transparent, good interface Reviewed on: 15th May 2026

Great service

5
Best app ever helps a lot even when you call them you speak to an actual person not machine robots. Reviewed on: 15th May 2026

Excellent

5
Use PayPal a lot very happy, good range of products. Reviewed on: 15th May 2026

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