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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,474 reviews, last reviewed 12th Jun 2026
3940800% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for a number of years and n... I have been using PayPal for a number of years and never had a problem, easy to use and peace of mind when paying. Reviewed on: 12th June 2026
Kirsty E's avatar
Kirsty E

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136474)

Kind in helping

5
Well had issues with payments ladie was very kind and understanding nice people good service Reviewed on: 29th May 2026
Andrejus M's avatar
Andrejus M

PayPal credit gives me breathing space to pay for mo...

5
PayPal credit gives me breathing space to pay for more expensive items Reviewed on: 29th May 2026
Debbie 's avatar
Debbie

Simple app, easy to use and no money transfer fees o...

5
Simple app, easy to use and no money transfer fees on exchanges Reviewed on: 29th May 2026
Amy M's avatar
Amy M

customer service .

5
I used customer service a few times and always been very polite and always sorted out my problem. Reviewed on: 29th May 2026
davie mole's avatar
davie mole

Fast response, high tech solutions

4
Fast response, high tech solutions Reviewed on: 29th May 2026
Anonymous's avatar
Anonymous

PayPal credit is amazing!

5
I was really pleased with the paypal credit with 0% interest! I had to buy a product and it was very helpful to have this choice as I needed to pay in instalments. It was easy to set up and I had 6 months to repay it back. I would definitely recommend it to my friends or family. Reviewed on: 29th May 2026
Kelly P's avatar
Kelly P

Safety and security online with PayPal is 2nd to none .

5
Safety and security online with PayPal is 2nd to none . Only way I shop online Reviewed on: 29th May 2026
Michael J's avatar
Michael J

peace of mind

5
Good, it gives you peace of mind. Reviewed on: 29th May 2026
Rajvir K's avatar
Rajvir K

The best on the market

5
Its helped me buy gifts, pay bills and buy things I wouldnt be able to in one full payment. I've beem with PayPal for nearly 7 years and they are simply amazing for my financial especially in this awful economy. Customer service is fair and quick to respond and on the phone they very human and not sounding they ready from a script highly recommend PayPal and PayPal credit to anyone who needs help dealing with their finacial woes. Also would like to add its the most loan like system ever with 0 interest for 4 months is amazing Reviewed on: 29th May 2026
Ben Knight's avatar
Ben Knight

My PayPal Journey

5
I have been using my PayPal to manage my money and credit transactions for nearly 2 decades now. They're doing something right, wouldn't you agree? Reviewed on: 29th May 2026
Billy Knight's avatar
Billy Knight

Review PayPal: PayPal Credit now

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