Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136572 reviews)

View other PayPal products

4.73

Based on 136,572 reviews, last reviewed 12th Jun 2026

3945350% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

9 out of 10 you can speak to an agent that resolves... 9 out of 10 you can speak to an agent that resolves the issue in hand. Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (136572)

Great experience

Great experience, very convenient Reviewed on: 30th May 2026

Great and easy to use.

Great and easy to use. I especially love the PayPal credit feature. Reviewed on: 30th May 2026

Great service and easy to use.

Great service and easy to use. Easy to make payments and very convenient when shopping online Reviewed on: 30th May 2026

Trustworthy and easy service

Easy to use. Support always there when needed. Reliable and fast Reviewed on: 30th May 2026

Was really helpful

Was really helpful when I needed a part for my car a week before payday Reviewed on: 30th May 2026

Easy and accessible to aid affordability of none fre...

Easy and accessible to aid affordability of none frequent purchases Reviewed on: 29th May 2026

Iam very happy with my service .

Iam very happy with my service . Iam happy with pay later option as well. Reviewed on: 29th May 2026

Great customer service, reassuring and confident

Ive not had any problems when trying to resolve an issue. Always done quickly and efficiently. Always answer the calls in a decent time and advisors and always polite and reassuring. The offers are always good and the PayPal credit is a great addition Reviewed on: 29th May 2026

Not helpful when youve been scammed.

I had a poor experience previously with customer services when requesting a chargeback - i had ordered an item from a website rhat was allegedly in the UK, however the item was not fit for purpose. The seller could not be contacted so i was unable to get a refund and paypal refused to help. Aside from this one issue i find paypal credit/paypal pay in 3 to be incredibly useful and i use it often without issue. I simply take more care when ordering online as to where the company is located. Reviewed on: 29th May 2026

An incredible system

Paypal have been nothing but an incredible helpful experience, with dedicated teams to assist you through each transaction, issue, or positive experience you would have! The user interface is easy to use, and can navigate around without any difficulty. Prefer Paypal for its security measures also when purchasing online. Reviewed on: 29th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.51 from 27 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 68449 reviews
Payments
from PayPal 4.72 from 3747 reviews
Credit card
from PayPal 4.71 from 97 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub