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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (136656 reviews)

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4.73

Based on 136,655 reviews, last reviewed 12th Jun 2026

3949050% increase in 5 star reviews

in the past 90 days

10950% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Never had problems from the beginning Never had problems from the beginning Reviewed on: 12th June 2026

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (136656)

Interest free payment plans

The availability of payment plans without interest or additional charges is extremely helpful when paying for expensive items. Much better than a credit card! Reviewed on: 30th May 2026

The pay in three option

The pay in three option is a great way of never missing a payment or incurring fees Reviewed on: 30th May 2026

I’ve alway used PayPal for as long as I can remember...

I’ve alway used PayPal for as long as I can remember great service Reviewed on: 30th May 2026

I use PayPal for business

I use PayPal regularly and love the ease and convenience Reviewed on: 30th May 2026

Very good can trust so far no issues

Very good can trust so far no issues Reviewed on: 30th May 2026

I have used PayPal for a long tim!

I have used PayPal for a long time and always feel protected when using them to buy things. It’s easy to use and simple to navigate the app. Reviewed on: 30th May 2026

Powerpay

Awesome app at your fingers with the knowledge of online safety and efficiency Reviewed on: 30th May 2026

A fantastic platform for transfers and buying/selling

PayPal has been a staple platform in my life for many years and their range of financial services are fantastic. Reviewed on: 30th May 2026

Good very good good service excellent service provid...

Good very good good service excellent service provided good service in same time give me help full wham need me money that’s good for me Reviewed on: 30th May 2026

Easy to spread to cost

Very handy as a back up,4 months interest free,nice touch Reviewed on: 30th May 2026

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