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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,721 reviews, last reviewed 12th Jun 2026
3951850% increase in 5 star reviews
in the past 90 days
11000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing very easy and straight forward Amazing very easy and straight forward Reviewed on: 12th June 2026
Meir H's avatar
Meir H

Latest lowest rating:

1

PayPal Credit struggling to support their aspiration... PayPal Credit struggling to support their aspiration to compete with banks and credit card providers - too slow, terrible online support options and t... Read more Reviewed on: 12th June 2026
Theo W's avatar
Theo W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136721)

Great, easy to use service.

5
Great, easy to use service. I love the payment due reminders & the how I can check everything on the app at any time. Reviewed on: 30th May 2026
Joanne Y's avatar
Joanne Y

Very professional, great protection on purchasing vi...

5
Very professional, great protection on purchasing via the internet Reviewed on: 30th May 2026
Paul B's avatar
Paul B

Easy to use

5
Easy to use with no stress it was my first big purchase Reviewed on: 30th May 2026
Graeme N's avatar
Graeme N

I have never had anything problems with PayPal alway...

5
I have never had anything problems with PayPal always recommending them Reviewed on: 30th May 2026
Chloe G's avatar
Chloe G

PayPal Credit, cheaper than my credit card.

5
I've used several PayPal finance options. All are easy to use and offer very flexible repayment terms. PayPal credit is great for short term borrowing. The terms are clear, the interest rate is better than my credit card the PayPal App makes it easy to see where I am with it. Reviewed on: 30th May 2026
Mr R's avatar
Mr R

Paypal makes managing spending easy.

4
Very easy to use. My preferred way of paying because it's easy to keep track of spending and the reminders of upcoming payments and instant notifications of spends is extremely helpful. Reviewed on: 30th May 2026
OneEyedBedsnake 's avatar
OneEyedBedsnake

The best platform out there.

5
The customer service is always nice and helpful. Nothing is too much trouble for them. PayPal is a great support to protect people from scammers! Reviewed on: 30th May 2026
Claudia S's avatar
Claudia S

Paypal has become very useful to use now, not just o...

5
Paypal has become very useful to use now, not just online but in store as well. The credit options they provide are also great, with the choices of interest free as well a long term of needed. Reviewed on: 30th May 2026
SP's avatar
SP

it was fantastic as it helped me a lot

5
it was fantastic as it helped me a lot Reviewed on: 30th May 2026
Hicham J's avatar
Hicham J

Easy to use

4
Easy to use keeps me updated with my spends, and what I owe. Wish I had it sooner. Reviewed on: 30th May 2026
Kim H's avatar
Kim H

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