Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,800 reviews, last reviewed 12th Jun 2026
3955400% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use I have never had an issue... Very easy to use I have never had an issue Reviewed on: 12th June 2026
Steve H's avatar
Steve H

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (136800)

PayPal has been a huge part of reassurance when purc...

5
PayPal has been a huge part of reassurance when purchasing online. Also, supporting to purchase items out of price range to spread the cost for those who cannot afford to purchase. Reviewed on: 30th May 2026
Lea's avatar
Lea

I love paypal use it with every purchase!

5
I love paypal use it with every purchase! Reliable and easy to use, great for added security when making purchases! Would definitely recommend Reviewed on: 30th May 2026
Helen M's avatar
Helen M

I use PayPal all the time it’s an absolutely fantast...

5
I use PayPal all the time it’s an absolutely fantastic service Reviewed on: 30th May 2026
Billy Nelson's avatar
Billy Nelson

Good service ,excellent customer support

5
Good service ,excellent customer support Reviewed on: 30th May 2026
Andrew Silente's avatar
Andrew Silente

Best finance company

5
Best finance in the UK market, whenever i need a transaction i use paypal Reviewed on: 30th May 2026
Hana's avatar
Hana

Pay pal has made it so much easier to pay...

5
Pay pal has made it so much easier to pay online Reviewed on: 30th May 2026
Aaron J's avatar
Aaron J

Saved my financial situation several times. .

5
Saved my financial situation several times. being a single parent of 3, Christmas times can be hard. PayPal credit has been a god send xx Reviewed on: 30th May 2026
Laura Summers's avatar
Laura Summers

Very easy to use

5
Very easy to use from the get go, from applying to using credit. 0% interest payment are amazing and helpfull to those who need something, but cant pay the full amount right away. have had a very good experience in the past with PP Credit. Reviewed on: 30th May 2026
N W's avatar
N W

Easy to use, simple to pay off and visibility of rat...

5
Easy to use, simple to pay off and visibility of rates and charges. Reviewed on: 30th May 2026
Josh C's avatar
Josh C

Never had any issues with PayPal - always been clear...

5
Never had any issues with PayPal - always been clear and helful Reviewed on: 30th May 2026
Zoe H's avatar
Zoe H

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill