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PayPal: PayPal Credit reviews

4.73
Based on 136,846 reviews, last reviewed 12th Jun 2026
3957600% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

the ability to have 4 months at 0% means I have time... the ability to have 4 months at 0% means I have time to pay it all off without getting any extra added on Reviewed on: 12th June 2026
Tom S's avatar
Tom S

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136846)

Amazing always perfect service no letdowns

5
Amazing always perfect service no letdowns Reviewed on: 30th May 2026

Great! We love PayPal!

5
It’s just overall a quick, easy and good experience. I’ve used this for years now and had no problems especially when paying back on time. Reviewed on: 30th May 2026

Any problem was sorted out quickly and professionally

5
Any problem was sorted out quickly and professionally Reviewed on: 30th May 2026

Brilliant

5
Always so easy and straight forward to use. Anywhere, anytime I can pay for things and PayPal does it all for me. Reviewed on: 30th May 2026

Easy to use and great optins for higher value purcha...

5
Easy to use and great optins for higher value purchases. Reviewed on: 30th May 2026

It’s convenient, flexible payment option and give va...

5
It’s convenient, flexible payment option and give value for money. Also it’s secure so buying is easy and stress free Reviewed on: 30th May 2026

Seem ok, would like more notifications

5
Seem ok, would like more notifications Reviewed on: 30th May 2026

Never had any trouble with PayPal, really helpful to...

5
Never had any trouble with PayPal, really helpful to split the cost of gifts. Reviewed on: 30th May 2026

I have been with PayPal for a long term, it's helps...

5
I have been with PayPal for a long term, it's helps pay my invoices and keeping them all in the same place, as well as being able to use goods and services. Its just such a convenient way to make purchases. Reviewed on: 30th May 2026

Never had issues

5
Never had issues. PayPal a good way to pay for goods safely. Reviewed on: 30th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review