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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181078 reviews)

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4.73

Based on 181,075 reviews, last reviewed 29th Jul 2026

128% increase in 5 star reviews

in the past 90 days

187% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Flexible and easy to use Flexible options and very easy to use the app. Good customer service when needed. Reviewed on: 29th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181078)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use never any problems

Very easy to use never any problems Reviewed on: 13th July 2026

Very helpful customer service and clear dashboard.

Very helpful customer service and clear dashboard. I use paypal on a daily basis. Their PayPal credit is excellent and used very often for purchases to pay in 3 installments. Reviewed on: 13th July 2026

Security good but customer service meh

I have always struggled to get hold of customer service at PayPal or when I have they've misunderstood what I need help with. I know they have a script to stick to but I wish they would read initial messages more carefully. I do like using PayPal because it gives you an extra layer of security and I like that a lot of companies allow you to use PayPal as a payment source Reviewed on: 13th July 2026

PayPal Service

Have used PayPal for a few years now and has been a helpful financial service provider in time of need. I have been using PayPal for most of my online transactions and the pay in three (3) and the 0% plans have been very popular and i have been using these on most of my online purchases. The cover for misharps is a peace of mind for me. Reviewed on: 13th July 2026

Excellent service, safe and secure

Excellent service, safe and secure Reviewed on: 13th July 2026

PayPal and Big Purchases

I’ve enjoyed using PayPal for years, it got even better when PayPal credit was introduced, the ability to make purchases and enjoy 4 months 0% interest has made make big purchases easier. Reviewed on: 13th July 2026

It was amazing like the best, 1000% reccomednd yes y...

It was amazing like the best, 1000% reccomednd yes yes yes yes Reviewed on: 13th July 2026

Always fast response time, and very user friendly se...

Always fast response time, and very user friendly service, ive used it for years with no issues at all. And they do 3 monthly installment payments plans which is great if your struggling a little at that time Reviewed on: 13th July 2026

I've been using PayPal for several years, and I'm ve...

I've been using PayPal for several years, and I'm very happy with it. It's fast, secure, and easy to use. Sending and receiving payments is simple, and I've never had any major issues. I highly recommend PayPal to anyone looking for a reliable online payment service. Reviewed on: 13th July 2026

It's easy and efficient to use.

It's easy and efficient to use. My online purchases and the 4 months interest free is convenient for me Reviewed on: 13th July 2026

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