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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109703 reviews)

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4.90

Based on 109,703 reviews, last reviewed 18th May 2026

2714400% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’ve never had any problems and if you ring up about... I’ve never had any problems and if you ring up about anything it always gets sorted out quickly. I’ve found it to be excellent and I’ve been with PayP... Read more Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109703)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal Credit is Fantastic

PayPal credit is my favourite way to make purchases online. It’s very easy to use and I appreciate how accessible and useful it is. It’s my go to for any large purchase, and I find that it treats the user right. Reviewed on: 15th May 2026

Reliable ways spending money.

Reliable ways spending money.Trustworthy company. App very easy to navigate. Reviewed on: 15th May 2026

I have used PayPal for many years.

I have used PayPal for many years. Extremely handy & the interest payments aren't too high, plus you get to enjoy interest free payments. The one occasion I had need to phone them, their service was excellent. Reviewed on: 15th May 2026

Very convenient to pay and great scheme!

Very convenient to pay and great scheme! Reviewed on: 15th May 2026

Easy to use and so many products

Easy to use and so many products Reviewed on: 15th May 2026

Straight forward process.

Straight forward process. Easy to use and easy to keep track of payments. Reviewed on: 15th May 2026

Quick and easy and secure when making payments not h...

Quick and easy and secure when making payments not had any issues yet Reviewed on: 15th May 2026

PayPal has been a lifesaver for me, I can spread the...

PayPal has been a lifesaver for me, I can spread the cost if I buy something I haven’t budgeted for, I found it really easy to apply for and easy to understand , I always recommend to my family and friends Reviewed on: 15th May 2026

Always helpful with excellent customer service.

Always helpful with excellent customer service. Reviewed on: 15th May 2026

Paypal Credit There for when you need

Has helped me out when needed money and when I had a issue with the physical card there service helped me get back up and running Reviewed on: 15th May 2026

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