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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171851 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171874)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Problem solved very quickly

If I’ve had any problems with the people selling I notified I’ve notified the seller after 4 or 5 days if no response I notified pay pal after approximately 7 to 10 days they have taken it up and it gets resolved very quickly excellent thanks. Reviewed on: 8th July 2026

Always handy

Always a handy way to pay and a variation of ways to pay Reviewed on: 8th July 2026

Always easy to use, clear UI and good rates.

Always easy to use, clear UI and good rates. Reviewed on: 8th July 2026

Excellent way of paying.

Excellent way of paying. Only bugbear is trying to contact in the event of having an issue. Not clear. Chatbot hopeless. The option of paying in three is very helpful. Reviewed on: 8th July 2026

I’ve found PayPal credit really helpful

I’ve found PayPal credit really helpful Reviewed on: 8th July 2026

Love PayPal always easy to use, great setup easy to...

Love PayPal always easy to use, great setup easy to pay. Reviewed on: 8th July 2026

Easy set up process and a convenient way to borrow e...

Easy set up process and a convenient way to borrow emergency funds. Reviewed on: 8th July 2026

Very happy with PayPal credit would highly recommend

Very happy with PayPal credit would highly recommend Reviewed on: 8th July 2026

Easy and secure way to make online purchases.

Easy and secure way to make online purchases. Issues are readily addressed by the PayPal support team. I had a payment dispute with a vendor that the team intervened and resolved. They informed me about the process and likely outcome; provided good frequency of communication. The issue was amicably resolved. Reviewed on: 8th July 2026

Paypal has always been 'go-to'

Paypal has always been an easy, affordable 'go-to' option for purchases and money safety. To have that comfort as an affordable credit option too, is a comfort in itself. Reviewed on: 8th July 2026

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