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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

They do what they say

They do what they say and its easy to find information about your account Reviewed on: 13th July 2026

Paypal been good service not a problem with it

Paypal been good service not a problem with it Reviewed on: 13th July 2026

Great service, very happy.

Great service, very happy. Easy to buy goods. Easy to send money. Just wish payments from bank account to PayPal credit were faster. Reviewed on: 13th July 2026

Excellent software

The Paypal app is easy to use and straightforward Reviewed on: 13th July 2026

Instantly reliable

Each and every time I use PayPal, it’s reliable quick and almost instant Reviewed on: 13th July 2026

Good customer service good quality service

Good customer service good quality service Reviewed on: 13th July 2026

3 instalment payment plan free of charge is very hel...

3 instalment payment plan free of charge is very helpful Reviewed on: 13th July 2026

I can trust PayPal in any ways I hv also credit whic...

I can trust PayPal in any ways I hv also credit which help me pay slowly Reviewed on: 13th July 2026

Outstanding!! Read my review!

I've used PayPal for a wide range of purchases and payment methods over the years, and it's consistently been one of the easiest and most reliable ways to pay. Whether I'm shopping online, sending money, or paying businesses, transactions are quick, secure, and straightforward. I really like the flexibility of being able to choose different payment methods, and the extra layer of buyer protection gives me added peace of mind when shopping. The app and website are easy to use, and everything is well organised, making it simple to keep track of payments. Overall, PayPal has always been dependable for me, and I wouldn't hesitate to recommend it to anyone looking for a safe, convenient, and trusted payment service. Five stars! Reviewed on: 13th July 2026

Never really had any issues but the one I did have P...

Never really had any issues but the one I did have PayPal made it effortless to get my monies back. Reviewed on: 13th July 2026

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