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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,865 reviews, last reviewed 11th Jun 2026
3912800% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to apply all online speedy set up Easy to apply all online speedy set up Reviewed on: 11th June 2026
Carol's avatar
Carol

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135865)

Fantastic customer service easy to use and very help...

5
Fantastic customer service easy to use and very helpful with pay in 3 option Reviewed on: 28th May 2026
Alexandra C's avatar
Alexandra C

The Best

5
Amazing banking and finance experience Reviewed on: 28th May 2026
Timmie's avatar
Timmie

Great service

5
Easy to use and reliable, always my go to service Reviewed on: 28th May 2026
Ems's avatar
Ems

Always happy with the experience.

5
Always happy with the experience. Reviewed on: 28th May 2026
Paulie's avatar
Paulie

Great lender.

5
Great lender. Giving a bit of interest free time really helps. The one issue I have had (with someone else, but I had to go through PayPal to sort it) they were great. Fantastic customer service. Really recommend them to anyone. Reviewed on: 28th May 2026
Lucy B's avatar
Lucy B

Best value offer

5
Lots of reasons but mainly it means I don't have to break the bank. Reviewed on: 28th May 2026
Sally W's avatar
Sally W

Excellent company, Long term customer.

5
I've been a paypal customer for around 15+ Years. Used regularly with ebay, as this was very convenient for me. I've recently purchased a new mobile phone, and could not refuse the deal for the PayPal credit, which included a credit card, and a very good credit limit. This has helped me space out my payments for my new Phone. I've never had any issues, and everything works as it should. Highly recommend paypal to everyone. Reviewed on: 28th May 2026
Kev D's avatar
Kev D

There for me on a Christmas Eve

5
I have never had problems with PayPal, been using for ages. Once they helped me sort out a dodgy transaction on a Christmas Eve, what else can one wish for? Reviewed on: 28th May 2026
Cecilia K's avatar
Cecilia K

Handy backup to have, very easy app to use and it's...

5
Handy backup to have, very easy app to use and it's secure Reviewed on: 28th May 2026
Dale J's avatar
Dale J

good feedback and understanding

5
good feedback and understanding; Reviewed on: 28th May 2026
libby k's avatar
libby k

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