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PayPal: PayPal Credit reviews

4.73
Based on 135,755 reviews, last reviewed 11th Jun 2026
3907700% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every time I've had a dispute, customer service has... Every time I've had a dispute, customer service has been quick and easy to contact Reviewed on: 11th June 2026
Cs's avatar
Cs

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135755)

Pay pal is great for money transfers also helping to...

5
Pay pal is great for money transfers also helping to pay things over time it’s a good credit service provider and works for me just fine Reviewed on: 28th May 2026

So easy and quick.

5
So easy and quick. Easy to check balance and account Reviewed on: 28th May 2026

Brilliant very simple to use.

5
Brilliant very simple to use. Great for spreading the cost Reviewed on: 28th May 2026

Makes purchaces safer and more secure.

5
Makes purchaces safer and more secure. Never had any issues really easy to use and set up Reviewed on: 28th May 2026

Easy to use, easy to set up.

5
Easy to use, easy to set up. Can check balance and statements on app. Reviewed on: 28th May 2026

The best of all

5
Always loved PayPal, super convenient at payments, can easily track my spending. Reviewed on: 28th May 2026

Very happy customer

5
I have had a great experience using PayPal credit. I love their flexible nature and a great experience dealing with the customer service team when I had to solve an issue Reviewed on: 28th May 2026

Easy to use and bonus points

5
I love how easy the app is to manage and I love the extras you get from it. Reviewed on: 28th May 2026

ease of payment

5
I've never had s problem using PayPal. very easy to choose and use when buying online.. I can see where I owe money and can easily pay off every month Reviewed on: 28th May 2026

Paypal very helpful for unexpected vets visits...

5
Always found paypal very helpful for unexpected vets bills, etc... Also the odd gig when your favourite band are touring and not enough pennies in the bank that day... Covers hotels, parking and the all important tickets!!!! Reviewed on: 28th May 2026

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