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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109751 reviews)

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4.90

Based on 109,751 reviews, last reviewed 18th May 2026

2716800% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great experience from start to finish Great experience from start to finish, smooth transactions every time and peace of mind when it comes to my money's safety. Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109751)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Since the time I have joined PayPal for great servic...

Since the time I have joined PayPal for great service and amazing value for credit limited which I can use at times where it’s required otherwise I have had good experience no complains Reviewed on: 15th May 2026

very convenient

It’s such a great way to pay very convenient Reviewed on: 15th May 2026

Easy to use and helpful as always

Easy to use and helpful as always Reviewed on: 15th May 2026

I use PayPal every day, whenever I buy something I p...

I use PayPal every day, whenever I buy something I pay with PayPal, it just gives me reassurance that I have got somewhere to go if things go wrong with my purchases e.g. nothing arrives etc, PayPal has got you back. That’s why I use it. Reviewed on: 15th May 2026

Help with when have no extra money

Give me good credit when I have didn’t full money pay and PayPal give me offer 3 months payment or in 4 months with 0 interest Reviewed on: 15th May 2026

Straight forward offer of the credit limit.

Straight forward offer of the credit limit. Saving in paying and zero interest Reviewed on: 15th May 2026

Great option for credit card use.

Great option for credit card use. Always an option to pay on websites and has helped me build a good credit score. Reviewed on: 15th May 2026

Reliable safe payment oprion

You know your payment is safe. If any quieries they are dealt with quickly. Refunds are quick. Easy app to understand. Reviewed on: 15th May 2026

Love using PayPal to make payment.

Love using PayPal to make payment. I can shop with a peaceful Reviewed on: 15th May 2026

It’s easy way to pay online & to be safe

It’s easy way to pay online & to be safe Reviewed on: 15th May 2026

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