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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181038 reviews)

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4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181038)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have long trusted PayPal and it just gets better a...

I have long trusted PayPal and it just gets better and more relevant over the years. I appreciate the ability to pay in three when I'm purchasing, and the communication about where I am with those payments. The website and app are reliable and easy to use. Reviewed on: 13th July 2026

Very easy and transparent

Very easy and transparent. It is like a credit card but also offers you promotions for example I was able to use PayPal credit and pay for a Dyson Hoover over 12 months interest rate with instalments. I haven’t got the best credit at the moment so this is a godsend. Reviewed on: 13th July 2026

Such good offers for interest free giving you more t...

Such good offers for interest free giving you more time to pay for the larger things. A brilliant app to view every detail. And easy to move money between your account to your PayPal! Reviewed on: 13th July 2026

Never had a problem.

Never had a problem. Always protected. Customer service excellent. Reviewed on: 13th July 2026

Really easy to set up and save £40 on my first order.

Really easy to set up and save £40 on my first order. What's not to like. Points too! Reviewed on: 13th July 2026

I had a genuinely good experience that left me feeli...

I had a genuinely good experience that left me feeling satisfied and content. Everything went smoothly, and I thoroughly enjoyed the time I spent. The service was attentive, the atmosphere was pleasant, and the overall impression was very positive. I would happily recommend this to others and look forward to experiencing it again in the future. Reviewed on: 13th July 2026

Easy to use app and very transparent!

Easy to use app and very transparent! Reviewed on: 13th July 2026

Easy to use and pay off early interest free options...

Easy to use and pay off early interest free options set a plan to what you can afford Reviewed on: 13th July 2026

Great secure way to pay for things

Great secure way to pay for things Reviewed on: 13th July 2026

PayPal, a company I can trust

PayPal is a company I can trust and is always reliable Reviewed on: 13th July 2026

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