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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 135,122 reviews, last reviewed 11th Jun 2026
3879200% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is safe and convenient. PayPal is safe and convenient. Fast and efficient Reviewed on: 11th June 2026
Tanya's avatar
Tanya

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135123)

straightforwards

5
Easy to navigate, straightforward offers Reviewed on: 27th May 2026
Alfred Osz-Puspoki's avatar
Alfred Osz-Puspoki

Very easy to send money and receive money plus the d...

5
Very easy to send money and receive money plus the discounts in most shopping stores online Reviewed on: 27th May 2026
Steven H's avatar
Steven H

I view PayPal as an essential partner in the sometim...

5
I view PayPal as an essential partner in the sometimes difficult task of managing my personal and domestic finances efficiently. They enable me to spread payments over a fixed period, either through 'Pay in Three' which is an interest free method of payment or by using the PayPal Credit 4 months interest free facility. Life is so much easier and easily managed through direct debit payback. Reviewed on: 27th May 2026
John M's avatar
John M

A brand you can trust

5
Not had any issues and have been using PayPal over a decade. I TRUST PAYPAL Reviewed on: 27th May 2026
Paul D's avatar
Paul D

I have never had any problems using PayPal and when...

5
I have never had any problems using PayPal and when I needed to contact customer service they helped me quickly and efficiently Reviewed on: 27th May 2026
Clarissa's avatar
Clarissa

Great service

5
Great service for last minute purchases between pay day Reviewed on: 27th May 2026
Inesa 's avatar
Inesa

Amazing experience overall.

5
Amazing experience overall. Thanks Reviewed on: 27th May 2026
Jamil's avatar
Jamil

Excellent customer service .

5
Excellent customer service . Easy service. Reviewed on: 27th May 2026
M See's avatar
M See

Incredibly Good Customer Service

5
I’ve always had incredibly good customer service from PayPal. The advisers are always friendly, knowledgeable and very helpful. They keep you informed every step of the way and overall have managed to get any queries I’ve had resolved. Reviewed on: 27th May 2026
Donna Carson's avatar
Donna Carson

Always ready, easy to use.

5
Always ready, easy to use. Customer service professional and helpfull. Quick payment method. Pay in 3 option helps a lot , by dividing payment. Paypal credit sometimes save my finanse. Reviewed on: 27th May 2026
Ivona M's avatar
Ivona M

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