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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,363 reviews, last reviewed 11th Jun 2026
3889900% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I regularly use the Four Months Interest Free option... I regularly use the Four Months Interest Free option in PayPal Credit. It allows me to purchase items that I don’t have the willpower to save-up for. ... Read more Reviewed on: 11th June 2026
Earle Godwin's avatar
Earle Godwin

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135363)

Been using it from nearly day 1.

5
Been using it from nearly day 1. Always been good and reliable. Reviewed on: 27th May 2026
Pro Clock Clive's avatar
Pro Clock Clive

Easy and fast to use

5
I like how easy and fast PayPal Credit is to use. Everything works smoothly and I’ve never had any problems with it. The process is simple, payments are quick, and overall my experience has been very positive. Reviewed on: 27th May 2026
Radoslaw L's avatar
Radoslaw L

Great having the ability to spread payments...

5
Great to have the ability to spread payment costs and really flexible payment methods. PayPal is a lot user friendly and easier than using my main banking app. Reviewed on: 27th May 2026
Carl E's avatar
Carl E

PayPal is my preferred way of paying.

5
PayPal is my preferred way of paying. So easy to use and the app is really good. Reviewed on: 27th May 2026
EG's avatar
EG

PayPal is one of the best of all bank and financial...

5
PayPal is one of the best of all bank and financial institutions Reviewed on: 27th May 2026
Ayda H's avatar
Ayda H

It’s very easy to transfer the money add the money i...

5
It’s very easy to transfer the money add the money into it and get the rewards or points and can get more time to repay it back Reviewed on: 27th May 2026
Waqas Mahmood 's avatar
Waqas Mahmood

I've always found it quick easy to use paypal

5
I've always found it quick easy to use paypal Reviewed on: 27th May 2026
Amina's avatar
Amina

Perfection

5
PayPal provided me with courteous and professional efficiency. Reviewed on: 27th May 2026
John Marshall 's avatar
John Marshall

Paypal is another level......

5
I'm using PayPal for a long time and I was always happy with the service provided. Reviewed on: 27th May 2026
Krzysztof Rogalski's avatar
Krzysztof Rogalski

Very good Experience so far using paypal

5
Very good Experience so far using paypal Reviewed on: 27th May 2026
Adam Walker 's avatar
Adam Walker

Review PayPal: PayPal Credit now

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