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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135541 reviews)

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4.73

Based on 135,541 reviews, last reviewed 11th Jun 2026

3897950% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use, hard to use for customer service though... Easy to use, hard to use for customer service though Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135541)

I appreciate how easy PayPal makes online payments a...

I appreciate how easy PayPal makes online payments and refunds. The app is generally reliable and simple to use. Reviewed on: 28th May 2026

PayPal !

Payments take a while to show in balances and to withdraw from payment account which makes it difficult to keep track. However I love the pay in three feature. Reviewed on: 28th May 2026

There easy to talk to when you have an issue

There easy to talk to when you have an issue Reviewed on: 28th May 2026

Amazing card possibilities always saves the day when...

Amazing card possibilities always saves the day when you need it. Reviewed on: 28th May 2026

PayPal Offers - Life changing

PayPal credit offer (int free over certain amount for 4 months) and PayPal in 3 … changed my financial life! Meant I’ve been able to do things I couldn’t before! Reviewed on: 28th May 2026

It’s good and not to much to pay back with the inter...

It’s good and not to much to pay back with the interest Reviewed on: 28th May 2026

Honest user

Just signed up so not quite familiar with full coverage at present but used PayPal for years and not had issue Reviewed on: 28th May 2026

Easy to work and talk to customer services if any pr...

Easy to work and talk to customer services if any problems occur unlike other apps this is easy to navigate and use Reviewed on: 28th May 2026

Best retail finance provider

Any issues are quickly resolved and great service, great app. Reviewed on: 28th May 2026

Secure, reliable and easy to use.

Secure, reliable and easy to use. PayPal is available to purchase online without having to worry about giving my bank account details. Reviewed on: 28th May 2026

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