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PayPal: PayPal Credit reviews

4.74
Based on 134,671 reviews, last reviewed 11th Jun 2026
3858550% increase in 5 star reviews
in the past 90 days
10800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's always super easy to pay for things , it's inst... It's always super easy to pay for things , it's instant and available and I can pay for most things with it! Reviewed on: 11th June 2026
Emma S's avatar
Emma S

Latest lowest rating:

1

Great for everything brilliant use it all the time Great for everything brilliant use it all the time Reviewed on: 11th June 2026
Darren H's avatar
Darren H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (134671)

Really good and easy to use.

5
Really good and easy to use. Makes it helpful to spread payments when needed and everything is simple to manage through the app. Reviewed on: 26th May 2026

Pay pal the easy choice for an easy buying experience

5
Find using pay in 3 exceptional so easy to use and great for expensive purchases Reviewed on: 26th May 2026

Never had any issues using PayPal, and the new point...

5
Never had any issues using PayPal, and the new point scheme is brilliant Reviewed on: 26th May 2026

Great customer service, never had a problem.

5
Great customer service, never had a problem. Reviewed on: 26th May 2026

The communication is none existence but app works we...

5
The communication is none existence but app works well and is easy to use Reviewed on: 26th May 2026

Very efficient service!

5
Very efficient service, flexible credit and they soon resolve issues. Reviewed on: 26th May 2026

Easy to use

5
Brilliant and easy to use and navigate using the app Reviewed on: 26th May 2026

Paypal has helped me alot in terms of my finances.

5
Paypal has helped me alot in terms of my finances. Reviewed on: 26th May 2026

Breathing space for purchases over £100

5
If I want to make a purchase over £100 I use PayPal credit to budget, using the four month interest free period. It’s particularly good for Christmas Reviewed on: 26th May 2026

Great app

3
Great app. Easy to manage your account and money. Recommend it. Reviewed on: 26th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review