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PayPal: PayPal Credit reviews

4.74
Based on 134,224 reviews, last reviewed 11th Jun 2026
3837950% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal always answered my querries specially if i ha... Paypal always answered my querries specially if i have a dispute again a transactions Reviewed on: 11th June 2026
Laura's avatar
Laura

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026
Mahdi's avatar
Mahdi

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (134224)

Hard to see refunds and payments clearly on the app

4
Hard to see refunds and payments clearly on the app Reviewed on: 25th May 2026

Great way to spend and budget at the same time !

5
Great way to spend and budget at the same time ! Easy app to use Reviewed on: 25th May 2026

I've used PayPal for years, they were the first plac...

5
I've used PayPal for years, they were the first place to give me credit which has helped me rebuild my credit score and find it simple to use, good secu and customer service is great too! Reviewed on: 25th May 2026

Can’t fault them.

5
Can’t fault them. Never had a bad experience with any transaction. Reviewed on: 25th May 2026

Easy to access.

5
Easy to access. Clear process and great communication Reviewed on: 25th May 2026

Paypal is the best and will always be the best.

5
Paypal is the best and will always be the best. I use paypal installments alot. Reviewed on: 25th May 2026

Great for emergency purchases...

5
Love how it allows me to pay for emergency purchases over time Reviewed on: 25th May 2026

Professionalism and understanding staff ..

5
If ever I’ve had an issue it’s always dealt with professional and with understanding staff Reviewed on: 25th May 2026

Paypal has been one of my main payment methods and h...

5
Paypal has been one of my main payment methods and have not had any complications. I always feel like my money is secure and that i'm protected when making payments. Reviewed on: 25th May 2026

Easy to use, simple payment options

5
Easy to use, simple payment options Reviewed on: 25th May 2026

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