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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,925 reviews, last reviewed 9th May 2026
2403350% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Outstanding service, very easy to use. Reviewed on: 9th May 2026
Keith T's avatar
Keith T

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (102925)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024
Manjeet P's avatar
Manjeet P

A useful service but can be a bit tricky when using...

4
A useful service but can be a bit tricky when using direct dibits Reviewed on: 9th May 2026
Fraz's avatar
Fraz

PayPal credit is excellent!

5
PayPal credit is excellent! The team are helpful and it is very easy to understand! Reviewed on: 9th May 2026
Curtis G's avatar
Curtis G

Using PayPal has been an excellent for me both recei...

5
Using PayPal has been an excellent for me both receiving and sending funds and I also I have the privilege to get accepted a PayPal credit which I use to get things done in case of emergency Reviewed on: 9th May 2026
Faith S's avatar
Faith S

Great way to pay for extra added protection

5
Great way to pay for extra added protection Reviewed on: 9th May 2026
Nick C's avatar
Nick C

Ease of use via the app and consistent decision buil...

5
Ease of use via the app and consistent decision build a great experience Reviewed on: 9th May 2026
Matthew B's avatar
Matthew B

Paypal have offered credit when I needed to buy a ne...

5
Paypal have offered credit when I needed to buy a new laptop. They remind me I would less interest if I were able to make larger payments. I like that Reviewed on: 9th May 2026
Laura Claxton's avatar
Laura Claxton

Payments

5
Kept well informed with Payments, easy to follow layout of transactions Reviewed on: 9th May 2026
Ray's avatar
Ray

The usage of PayPal credit is spot on.

5
The usage of PayPal credit is spot on. Reviewed on: 9th May 2026
Joel O's avatar
Joel O

Used PayPal many times and recommend to friends and...

5
Used PayPal many times and recommend to friends and family, always helpful when needed to sort issues with purchases or refunds from company's. Reviewed on: 9th May 2026
Pugh's avatar
Pugh

I have Never had any probem with PayPal and have bee...

5
I have Never had any probem with PayPal and have been using it for years Reviewed on: 9th May 2026
Anthony 's avatar
Anthony

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