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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732483927754749687 (144784 reviews)

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4.73

Based on 144,784 reviews, last reviewed 23rd Jun 2026

4318750% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service and support is great. Customer service and support is great. Reviewed on: 23rd June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (144784)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Good easy way to pay and secure i like can use it an...

Good easy way to pay and secure i like can use it any werr and can with the card too Reviewed on: 23rd June 2026

Helps me manage credit effectively.

Helps me manage credit effectively. Love the default month interest free option Reviewed on: 23rd June 2026

Experienced an issue with a purchase and applying fo...

Experienced an issue with a purchase and applying for credit card. Discount was not received as part of the transaction. Reviewed on: 23rd June 2026

Seamless experience

Seamless experience. When I did have an issue it was sorted with a phone call. Reviewed on: 23rd June 2026

TRUSTWORTHY AND RELIABLE WAY TO SHOP!

Paypal for me is a safer way to shop, however, I have also benefited with the short term loans and credit for when I needed to purchase some essential household goods. I appreciate everything they do for me. Reviewed on: 23rd June 2026

Quick to solve

Paypal are always quick to solve any problems and I prefer to pay through it as its safer Reviewed on: 23rd June 2026

I’ve always liked being with pay pal for day to day...

I’ve always liked being with pay pal for day to day banking etc and more than happy with level of service provided Reviewed on: 23rd June 2026

pay is so easy to and a great way to stay on top of...

pay is so easy to and a great way to stay on top of your payments Reviewed on: 23rd June 2026

Very easy while using the app and now I can see many...

Very easy while using the app and now I can see many shoppers offering PayPal options. Reviewed on: 23rd June 2026

It’s a straightforward app and makes me feel secure...

It’s a straightforward app and makes me feel secure and confident when paying online. Reviewed on: 23rd June 2026

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