Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 50,097 reviews, last reviewed 2nd Jun 2025
1778900% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible and very easy to use. Flexible and very easy to use. Widely accepted which is great. Reviewed on: 2nd June 2025
Tabitha M's avatar
Tabitha M

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50097)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Use pay in three quite a lot, helps manage the bills.

5
Use pay in three quite a lot, helps manage the bills. Very easy to use so no complaints Reviewed on: 2nd June 2025

Easy to deal with no hassle, very helpful and great...

5
Easy to deal with no hassle, very helpful and great value especially with pay in 3 options Reviewed on: 2nd June 2025

Never had a problem.

5
Never had a problem. Easy communication Reviewed on: 2nd June 2025

The app is user friendly.

5
The app is user friendly. Payments and money transfer/exchange is completed quickly and efficiently with good rates and charges. Good security. Reviewed on: 2nd June 2025

Best services

5
Best services on payments and easy to understand on all transactions Reviewed on: 2nd June 2025

Excellent value and easy to use

5
Paypal credit is so low interest for what it offers, it´s always excellent value for money. I have made life changing purchases because of their credit availability. Reviewed on: 2nd June 2025

PayPal is a need for everyone, from making sure your...

5
PayPal is a need for everyone, from making sure your details are safe to making sure payments are secure Reviewed on: 2nd June 2025

Happy with PayPal

5
Really happy with PayPal and feel reassured using PayPal for payment of goods online due to the claim process if goods are not received. Reviewed on: 2nd June 2025

Easy to use and understand app.

5
Easy to use and understand app.Everything you need to do or need to find is very easy. Reviewed on: 2nd June 2025

Best way to pay for any orders and protecting your b...

5
Best way to pay for any orders and protecting your bank details at the same time Reviewed on: 2nd June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products