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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is the best!

I have used PayPal credit and PayPal in general for years now and they have always been an advisor there to help with any issue. Reviewed on: 20th July 2026

Good experience I wish it was simpler

Good experience I wish it was simpler Reviewed on: 20th July 2026

It's been really good for making large purchases and...

It's been really good for making large purchases and to spread the payments Reviewed on: 20th July 2026

Good service space for improvement

Good but could be better, it is space for more improvements Reviewed on: 20th July 2026

Im very happy with PayPal and the way it works...

Im very happy with PayPal and the way it works Reviewed on: 20th July 2026

Very flexible and great for when in need

Very flexible and great for when in need Reviewed on: 20th July 2026

So far no Issues with Service provided

Never had a problem with payments or issues Reviewed on: 20th July 2026

It was very clear and easy to use.

It was very clear and easy to use. Reviewed on: 20th July 2026

Okay if you watch your money

I find paypal okay, except when it comes to dealing with third party vendors. You sometimes allow them to charge without proper authorisation Reviewed on: 20th July 2026

Flexible payment

Very flexible payment plans - pay in 3 is fantastic Reviewed on: 20th July 2026

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