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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 103,483 reviews, last reviewed 10th May 2026
2428900% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always on hand to help cleary and swiftly Always on hand to help cleary and swiftly Reviewed on: 10th May 2026
Ryan b's avatar
Ryan b

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103483)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024
Manjeet P's avatar
Manjeet P

PayPal is great!

5
PayPal is great, helps spread the cost and easy to use and understand. Reviewed on: 10th May 2026
Maria's avatar
Maria

Easy to use.

5
Easy to use. I don’t have much else to say Reviewed on: 10th May 2026
Marc 's avatar
Marc

Easy to use.

5
Easy to use. App is great and all transactions are clear and fully listed. Just in case you don't recognise which is a bonus. Reviewed on: 10th May 2026
Patsy L's avatar
Patsy L

It's hard to fine the area where you can contact t...

5
It's hard to fine there area where you can contact them, and talking to person not a computer would be great! And making it easier for the customer to call them or contact them in other ways would also be appreciated Reviewed on: 10th May 2026
Da's avatar
Da

Paypal have helped me several times when i never rec...

5
Paypal have helped me several times when i never recieved my items. Reviewed on: 10th May 2026
Kevin w's avatar
Kevin w

Impressive service

5
In the few times I have had to dispute a payment, I was provided excellent service and the disputes were resolved swiftly and fairly, I would definitely recommend and have already been doing so. Reviewed on: 10th May 2026
Andrea S's avatar
Andrea S

Always easy to use.

5
Always easy to use. Always on the end of the phone is you need them. The app is great and you always know where you are with your finances. Reviewed on: 10th May 2026
Nick 's avatar
Nick

Accessibility

4
Easily accessible when making quick payments especially to different countries. Reviewed on: 10th May 2026
Raymond Patcha 's avatar
Raymond Patcha

Best financial account I have.

5
I had a recent dispute about a payment. PayPal very quickly resolved this for me. Excellent customer service, better than I have experienced in my other financial memberships. Unbeatable interest rates in the PayPal credit scheme. Reviewed on: 10th May 2026
AllyF's avatar
AllyF

Pay pal always there to help no problem too small

5
Pay pal always there to help no problem too small Reviewed on: 10th May 2026
Jo B's avatar
Jo B

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