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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172136)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024
Manjeet P's avatar
Manjeet P

PayPal credit has been excellent

5
PayPal credit has been excellent, pay in 3 and buy now pay later options have both been fantastic and have helped no end. Reviewed on: 8th July 2026
Adam Jones's avatar
Adam Jones

Paypal review

4
Helps you spread payments and making it easier to control finances Reviewed on: 8th July 2026
Chris c's avatar
Chris c

Great service

5
PayPal credit's great for spreading purchase cost without having to pay interest or sign up for extra agreements and I use it whenever I make bigger purchases. Also very handy using the app and not needing to find other cards or remembering other passwords. Only real downside is some places don't accept PayPal payments. Reviewed on: 8th July 2026
SImon Horrocks's avatar
SImon Horrocks

Low interest rates rates and easy to use app

5
Low interest rates rates and easy to use app Reviewed on: 8th July 2026
Judith O's avatar
Judith O

For over 25 years Paypal have enabled my safe and ef...

5
For over 25 years Paypal have enabled my safe and efficient web purchasing. Never an issue and no fraudulant acativity. Top provider Reviewed on: 8th July 2026
Jeremy C's avatar
Jeremy C

Excellent for my phone

5
Easy to do. And flexible. Really good for my phone plan Reviewed on: 8th July 2026
Ewan kearney's avatar
Ewan kearney

Great service

5
I've had no issues, it's given me the opportunity to buy a wheelchair that I desperately needed at a reasonable interest rate etc Reviewed on: 8th July 2026
Ali's avatar
Ali

Been very easy to make a contact.

5
Been very easy to make a contact. Transactions are easy. Customer service is great. Reviewed on: 8th July 2026
Mandeep K's avatar
Mandeep K

PayPal an Excellent option for online Payments

5
I have been using PayPal for several years, mainly because of the security they offer for online transactions. They also offer interest free payment for more expensive items, again I have used this to help me with my budget Reviewed on: 8th July 2026
Stanley P's avatar
Stanley P

Payments

5
Spoke a few times at the beginning about mix up over dates with payments. Agents were very polite and the issue sorted very easy Reviewed on: 8th July 2026
Stephen W's avatar
Stephen W

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