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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109800 reviews)

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4.90

Based on 109,800 reviews, last reviewed 18th May 2026

2719100% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great overall! Using it for various online payments, very easy! Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109800)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

So trusted

Never had any problems. Any problems were sorted quickly and efficiently Reviewed on: 15th May 2026

Excellent customer service , always very helpful

Excellent customer service , always very helpful Reviewed on: 15th May 2026

Very experienced and have an amazing customer protec...

Very experienced and have an amazing customer protection Reviewed on: 15th May 2026

Always a smooth trans smooth at Paypal

Always a smooth transaction with PayPal and able to track money spent and deposited immediately with your latest balance unlike some banks i could mention Reviewed on: 15th May 2026

I use PayPal for as much as I can as it’s easy and s...

I use PayPal for as much as I can as it’s easy and straight forward. Reviewed on: 15th May 2026

Top job 10/10

Never had an issue. Pay in 3 is really handy. Im new to PayPal debit card so can't comment. Overall, totally positive experience. Reviewed on: 15th May 2026

It's been a good experience since over 10 years

It's been a good experience since over 10 years Reviewed on: 15th May 2026

Using PayPal credit has given me the opportunity to...

Using PayPal credit has given me the opportunity to pay for many things in instalments and things that have a sentimental meaning to me like buying tickets to music concerts that I wouldn’t be able to pay in one go. Reviewed on: 15th May 2026

I have every trust in Paypal I find the security ver...

I have every trust in Paypal I find the security very good Reviewed on: 15th May 2026

They make purchases easy and affordable

They make purchases easy and affordable Reviewed on: 15th May 2026

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