Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181036 reviews)

View other PayPal products

4.73

Based on 181,032 reviews, last reviewed 24th Jul 2026

178% increase in 5 star reviews

in the past 90 days

231% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I've used the pay in 3, pay in 4 and even used PayPa... I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181036)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Issue Resolved Quickly

A direct debit was taken from my account when it shouldn’t have been. I contacted customer service to report the issue, and they investigated it promptly. The payment was automatically refunded back to my account without any hassle. While the mistake was inconvenient, I was pleased with how quickly and efficiently it was resolved. Reviewed on: 13th July 2026

I use PayPal for pretty much everything.

I use PayPal for pretty much everything. Reviewed on: 13th July 2026

Fast, convenient and efficient.

Fast, convenient and efficient way to carry out safe transactions across the majority of websites and sales. The go-to platform for secure buying with amazing customer service. Reviewed on: 13th July 2026

Reliable and Easy to Use

I've had a good experience using PayPal Credit. The application process was simple, and it makes online purchases more convenient when I need extra flexibility. The account is easy to manage, and payments are straightforward. Overall, it's been a reliable service for my needs. Reviewed on: 13th July 2026

Highly recommend

Very straight forward with everything. Very reliable! Reviewed on: 13th July 2026

I have an account for over 20 years with PayPal, I h...

I have an account for over 20 years with PayPal, I have always received exceptional customer service with any problems that have occurred along the way Reviewed on: 13th July 2026

Helpful and effective and also useful

Helpful and effective and also useful Reviewed on: 13th July 2026

My quick go to for finance.

My quick go to for finance. One click and finance sorted Reviewed on: 13th July 2026

Problem what Problem

Any problems are dealt with straight away . All Info is sent to you . Reviewed on: 13th July 2026

The benefits of using Paypal

PayPal has helped me as a small business holder to achieve my goals with easy payment options on many occasions. I would recommend PayPal to all my business colleagues, When you have to make a large purchase which some times is unexpected, the option to use pay in three or use interest free for up to six months is just brilliant. Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101209 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub