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PayPal: PayPal Credit reviews

4.74
Based on 132,688 reviews, last reviewed 10th Jun 2026
3768550% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Made a double pay inn3 payment. Made a double pay inn3 payment. Couldn't get the money back Reviewed on: 10th June 2026
Vivian W's avatar
Vivian W

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132688)

Been with paypal for years never a problem

5
Been with paypal for years never a problem Reviewed on: 22nd May 2026

I'm using PayPal for 3 split payment and that's a li...

5
I'm using PayPal for 3 split payment and that's a life savior. Reviewed on: 22nd May 2026

I have always found paypal easy to use and get help...

5
I have always found paypal easy to use and get help when you need it Reviewed on: 22nd May 2026

Excellent service 5 Stars Will definitely recommend

5
Excellent service 5 Stars Will definitely recommend Reviewed on: 22nd May 2026

Easy to use, great it gets 4 months 0% apr on all pu...

5
Easy to use, great it gets 4 months 0% apr on all purchases above £100 Reviewed on: 22nd May 2026

Easy to use

5
Easy to use. Clear and strait foward functions. Reviewed on: 22nd May 2026

payments

5
Gives you peace of mind when making payments Reviewed on: 22nd May 2026

Easy to use, both debit and credit card access and p...

5
Easy to use, both debit and credit card access and points for spending Reviewed on: 22nd May 2026

Using PayPal has been a generally positive experienc...

5
Using PayPal has been a generally positive experience for managing online transactions. Their platform offers a convenient and secure way to send and receive payments. The ease of linking bank accounts and cards makes the process quite straightforward. I appreciate the buyer protection that comes with many transactions. Overall, PayPal provides a reliable service for a variety of financial needs. Reviewed on: 22nd May 2026

Use regularly to send money overseas

5
Use regularly to send money overseas Reviewed on: 22nd May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review