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PayPal: PayPal Credit reviews

4.74
Based on 132,787 reviews, last reviewed 10th Jun 2026
3772700% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient and easy to use Really good service so quick and easy to use Reviewed on: 10th June 2026
AndyA's avatar
AndyA

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132786)

Gives me confidence and convenience when purchasing.

5
Gives me confidence and convenience when purchasing. Reviewed on: 22nd May 2026

Unless anything changes I’ll always use PayPal

5
I’ve used PayPal for years and have never had any issues it’s easy and convenient Reviewed on: 22nd May 2026

Enjoy using pay pal app easy to use, customer servic...

5
Enjoy using pay pal app easy to use, customer service has always been helpful and the easy use of everything with shopping is very helpful.the special offer with 4 months zero interest is what I have been using and has helped me manage my money. Reviewed on: 22nd May 2026

Good to build my credit using PayPal credit

5
Good to build my credit using PayPal credit Reviewed on: 22nd May 2026

Great product that I use frequently

5
Great product that I use frequently to purchase items online Reviewed on: 22nd May 2026

great service.

5
no issues. website easy to navigate, customer service great Reviewed on: 22nd May 2026

Excellent Service and Great Experience

5
I had a very positive experience overall. The quality of service was excellent, and everything was handled professionally and efficiently. The customer service representative was especially friendly, calm, and understanding, handling my issue very quickly and making the entire process simple and stress-free. I truly appreciated that he even went out of his way to speak with the manager to help further resolve the problem. The attention to detail and genuine customer care really stood out to me. I would highly recommend them to anyone looking for reliable and high-quality service. Reviewed on: 22nd May 2026

Exceptional service

5
Amazing service and professional service easy to access and use. Reviewed on: 22nd May 2026

Excellent service from PayPal.

5
Excellent service from PayPal. Always successfully processed legitimate refund for me in no time. Reviewed on: 22nd May 2026

Just so simple and easy makes shopping less stressfu...

5
Just so simple and easy makes shopping less stressful with all the options available Reviewed on: 22nd May 2026

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