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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

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4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139237)

Lovely services and very easy to use

Lovely services and very easy to use Reviewed on: 17th May 2024

Easiest credit option

Experience using Paypal has always been smooth, effortless, simple. Wish credit payments would be made immediately from bank account (instead of several days later), but otherwise a great payment method. Reviewed on: 17th May 2024

Very useful and beneficial

Very useful and beneficial in helping me pay for my purchases in a spread across the months, result ! Reviewed on: 17th May 2024

A more secure and reliable way to pay for goods or s...

A more secure and reliable way to pay for goods or send money. Reviewed on: 17th May 2024

Been with PayPal for years.

Been with PayPal for years. Very helpful with any questions I’ve had Reviewed on: 17th May 2024

Simple and easy to setup making it very affordable

Simple and easy to setup making it very affordable Reviewed on: 17th May 2024

PayPal has been a reliable and efficient payment met...

PayPal has been a reliable and efficient payment method for me. I have not encountered any problems while using it. Reviewed on: 17th May 2024

PayPal revue

Easy access good terms and lots of companies accept PayPal which makes it easy to pay for items Reviewed on: 17th May 2024

excellent customer service and so easy...

PayPal has an excellent customer service and so easy to speak to someone Reviewed on: 17th May 2024

It's easy to use, easy to pay, you can see your spen...

It's easy to use, easy to pay, you can see your spending and with a Curve card you can use it anywhere Reviewed on: 17th May 2024

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