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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

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4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139237)

Easiest, Fastest and most secure way to pay

Always found best fastest and secure way to pay, there are different payment methods depending on purchase from pay in 3, 4 months interest free and even 12 months interest free. Easy to control spending and payments with App and pay anytime any amount that suits your budget. Can even set up direct debit to pay off goods purchased so you never miss a payment and reduce balance in line with repayment schedules. Reviewed on: 17th May 2024

Always use to buy good when having issues

Always use to buy good when having issues Reviewed on: 17th May 2024

PayPal credit is a pretty good service.

PayPal credit is a pretty good service. Customer services are easy to access, and because PayPal credit can be used with so many services, it really helps when you want to make a big purchase for something (e.g. a phone). One of the biggest downsides however is that the minimum payback required each month is not enough to bring the overall balance down after interest has been added. Reviewed on: 17th May 2024

Can't beat this offer, it is fantastic!

It offers three months period to pay back my card payment , instead of one month only. It makes me not to worry and allow me to pay back within 3 months. Reviewed on: 17th May 2024

PayPal Credit - Fantastic!

PayPal Credit is a fantastic utility for me, being able to have flexible payment options anywhere that accepts PayPal is such a useful tool and it really take the weight off you if you need to make any unexpected purchase Reviewed on: 17th May 2024

Never had an issue with pay pal , very reliable and...

Never had an issue with pay pal , very reliable and app is great Reviewed on: 17th May 2024

Easy to use, great offers and very simple to manage...

Easy to use, great offers and very simple to manage repayments. Reviewed on: 17th May 2024

Trusted and reliable payment service.

Trusted and reliable payment service. Reviewed on: 17th May 2024

Have always had great customer service.

Have always had great customer service. It is just so much easier using PayPal for online transactions. Let's hope that they make it to the tills one day too! Cheers. Reviewed on: 17th May 2024

Convenient and great experience allowing me to shop...

Convenient and great experience allowing me to shop easily for small or large purchases Reviewed on: 17th May 2024

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