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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,947 reviews, last reviewed 10th Jun 2026
3779900% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use. Ease of use. Credit facility is very helpful. New rewards scheme is a great bonus for frequent users. Buyer protection gives great piece of mind on la... Read more Reviewed on: 10th June 2026
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PM

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132947)

Easy to use app love that you can use at...

5
Easy to use app love that you can use at most retailers Reviewed on: 22nd May 2026
Claire L's avatar
Claire L

PayPal credit is amazing

5
PayPal credit is amazing it gives you the freedom to purchase and then pay within your own time and interest free for a period of 4 months which is fantastic as not many other providers do that. They may do an introductory interest free offer but after the first 6 months or so you have to pay interest with every purchase whereas PayPal credit gives you 0% interest for 4 months with every purchase under £99. It also enables you to build your credit rating up as you obviously want to pay the balance within the 4 months. Reviewed on: 22nd May 2026
Suzanne's avatar
Suzanne

Very good service and very easy to use

5
Very good service and very easy to use Reviewed on: 22nd May 2026
Andrew B's avatar
Andrew B

My experience with Paypal has overall been good.

5
My experience with Paypal has overall been good. I have never had issues and the support is always available when needed. Reviewed on: 22nd May 2026
Alexander's avatar
Alexander

It’s easy no hassle and very handy

5
It’s easy no hassle and very handy Reviewed on: 22nd May 2026
Carol w's avatar
Carol w

Good customer service.

5
Good customer service. Very polite and help the matter efficiently Reviewed on: 22nd May 2026
Nawez N's avatar
Nawez N

Always is easy to pay through PayPal anything you want.

5
Always is easy to pay through PayPal anything you want. Reviewed on: 22nd May 2026
Richard 's avatar
Richard

Always straightforward

5
Always straightforward to deal with and great if you want to spread you payments over time. A great way to manage your funds. Reviewed on: 22nd May 2026
Nicola C's avatar
Nicola C

Has helped me mange my money better.

4
Has helped me mange my money better. Reviewed on: 22nd May 2026
Zinath B's avatar
Zinath B

Awesome experience

5
Great experience with PayPal so far. The platform is user-friendly, transactions are processed quickly, and the security features give peace of mind when shopping or sending money online. Reviewed on: 22nd May 2026
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