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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172461 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172516)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Always goes through quickly, easily and their pay in...

Always goes through quickly, easily and their pay in 3 0% is a life saver some times! Reviewed on: 8th July 2026

0% Apr for 4 months really helps with those unexpect...

0% Apr for 4 months really helps with those unexpected expenses, can't go wrong Reviewed on: 8th July 2026

Excellent choice whenever I need to buy something

Excellent choice whenever I need to buy something Reviewed on: 8th July 2026

Paypal colluded with seller to deny refund

Paypal colluded with a seller to deny a refund for goods that were demonstrably sent to the wrong address by the courier and never seen again.. I'm now down more than £30 for goods paid for and never received. Reviewed on: 8th July 2026

Awesome service and good customer care

Awesome service and good customer care Reviewed on: 8th July 2026

Best ever service.

Best ever service. Comes with good benefits. Reviewed on: 8th July 2026

Best BNPL option on the market

PayPal credit has been a game changer, with various interest free offers and flexible repayment plans it’s my go to for when I’m shopping online Reviewed on: 8th July 2026

Very happy with PayPal, never had any problems with...

Very happy with PayPal, never had any problems with my account. Reviewed on: 8th July 2026

PayPal's Pay in 3

I've had a great experience using PayPal's Pay in 3 facility. It's a simple and convenient way to spread the cost of purchases over three interest-free payments, making it much easier to manage my budget without any hidden fees. The application process is quick, decisions are made almost instantly, and everything is clearly laid out in the PayPal app, so it's easy to keep track of upcoming payments. The automatic payment schedule gives me peace of mind, and I've found the whole service to be reliable and hassle-free. I would definitely recommend Pay in 3 to anyone looking for a flexible and straightforward payment option. Reviewed on: 8th July 2026

Works well no problem so why not try it out...

Works well no problem so why not try it out Reviewed on: 8th July 2026

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