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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172717)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Reely good love it I tell everyone to use it it's th...

Reely good love it I tell everyone to use it it's that good Reviewed on: 8th July 2026

Best retail finance provider

PayPal credit is very useful when you need to make larger purchases, it is easy to use, I am very satisfied. Reviewed on: 8th July 2026

Outstanding customer service

Paypal are fantastic I wish all banks in the UK would have the same level of customer service that they do Reviewed on: 8th July 2026

Painless

Easy to work and there was no issues Reviewed on: 8th July 2026

Great buy now pay later promotions.

Great buy now pay later promotions. It's also very easy to pay balances due, once set up Reviewed on: 8th July 2026

I have been using PayPal for many years.

I have been using PayPal for many years. I find it a safe way to make purchases and send payments. Their credit methods are very helpful, the rates are good, especially ‘pay in three’ which is free as long as payment is made. I found the customer service exceptional when I needed to report a seller, and received a swift refund. I would very much recommend PayPal to anyone using online payment services. Reviewed on: 8th July 2026

I have never had an issue with PayPal credit.

I have never had an issue with PayPal credit. The only wish I have is to be able to select the plan to pay off when making payments and not let paypal select based on date Reviewed on: 8th July 2026

Simple and so easy!

I’ve always found it simple to purchase items through PayPal and it gives me peace of mind knowing I’m protected and with great rates to boot! Reviewed on: 8th July 2026

My use of paypal

I am unable to get out of the house as I am disabled therefore I do a lot of shopping online and find that PayPal is secure and easy to use. I especially like to use it when visiting a new unknown site,as I feel it is more secure because the new site does not have access to sensitive information. Reviewed on: 8th July 2026

Been a good experiance sense day one

Been a good experiance sense day one Reviewed on: 8th July 2026

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