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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (109931 reviews)

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4.90

Based on 109,931 reviews, last reviewed 18th May 2026

2725100% increase in 5 star reviews

in the past 90 days

8000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick & easy Quick and easy payments with PayPal Reviewed on: 18th May 2026

Latest lowest rating:

1

It’s far too easy to get this money, people need to... It’s far too easy to get this money, people need to realise that this is money that they have to pay back. Please only use this if you are financially... Read more Reviewed on: 18th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (109931)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is simple & easy to use

PayPal is simple & easy to use, very secure & offers lots of different ways to pay, borrow & alternative buy now pay later options with no interest. It’s also very convenient to receive payments as a seller then withdraw straight into your bank account (arriving pretty straight away) If there has been a problem with any kind of payment sent or received the customer service is always a chat or call away. I have resolved issues via both & always been satisfied with the end result. I’m not sure on the new PayPal card for me as I feel it would increase my spending but it like the idea & maybe in the future I will give it a try Reviewed on: 15th May 2026

Perfect!

Perfect! I recommend! It help a lot. Reviewed on: 15th May 2026

Easy purchases, with ability to split payments.

Easy purchases, with ability to split payments. Reviewed on: 15th May 2026

Always easy to use and understand.

Always easy to use and understand. The transactions are straightforward and so is the ability to pay with options . The statements are very clear . Reviewed on: 15th May 2026

It’s great and amazing to use it give you enough tim...

It’s great and amazing to use it give you enough time to pay it back Reviewed on: 15th May 2026

PayPal is good to spread the cost.

PayPal is good to spread the cost.It's easier to help on purchases Reviewed on: 15th May 2026

Never had any issues using PayPal, it's easy and has...

Never had any issues using PayPal, it's easy and hassle free. Customer service is quick and to the point. Reviewed on: 15th May 2026

Convenient but customer support needs improvement

I’ve been using PayPal Credit for a while now, and overall it’s a convenient way to spread the cost of purchases, especially with promotional interest-free periods. The application process was straightforward, and it integrates seamlessly with PayPal, which makes checkout quick and easy. However, the experience isn’t perfect. Customer service can be slow and sometimes unhelpful when dealing with issues or disputes. I’ve also noticed that the interest rates can be quite high if you miss a payment or don’t clear the balance within the promotional period. Overall, it’s a useful financial tool if managed carefully, but it’s important to stay on top of payments and be aware of the terms to avoid unexpected charges. Reviewed on: 15th May 2026

Easy and very safe to use,good service and i feel se...

Easy and very safe to use,good service and i feel secure Reviewed on: 15th May 2026

Great customer service.

Great customer service. Resolved my problem and gave a good will gesture for the trouble. Reviewed on: 15th May 2026

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