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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181154)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Its been awesome for me for years I feel a lot safer...

Its been awesome for me for years I feel a lot safer using paypal Reviewed on: 13th July 2026

Great option

PayPal credit is a great option when you need something and can spread the cost Reviewed on: 13th July 2026

Efficiency

PayPal website is easy to find solutions. Reviewed on: 13th July 2026

I recommend PayPal to anyone that hasn’t used it.

PayPal has made it easier for me to afford things for my family and to treat myself. Easy, quick and convenient, and with lots of benefits Reviewed on: 13th July 2026

Such a convenient way to pay online

Such a convenient way to pay online with various options for your various cards Reviewed on: 13th July 2026

Reliable and helpful Good value for money

Reliable and helpful Good value for money Reviewed on: 13th July 2026

Paypal is just so easy to use, I never have any trou...

Paypal is just so easy to use, I never have any trouble whatsoever in navigating around the site or the application. I wish more sites and applications could be like Paypal. It is so easy to send money to friends! Reviewed on: 13th July 2026

Convenient

Very easy to use. Reclaiming my money if sold a wrong product or service is good. Reviewed on: 13th July 2026

I have found that PayPal credit and pay in 3 is very...

I have found that PayPal credit and pay in 3 is very convenient and easy to manage. Also its a great way to send money to family members Reviewed on: 13th July 2026

Lifesaver

Easy and flexible to use. Reliable, customer centric and trustworthy. Reviewed on: 13th July 2026

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