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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and simple service on PayPal

5
Easy and simple service on PayPal Reviewed on: 13th July 2026

It's been very positive and great so far.

5
It's been very positive and great so far. So easy to spread payments and using credit. Reviewed on: 13th July 2026

Always trusted PayPal, very easy to use, the new car...

5
Always trusted PayPal, very easy to use, the new card is a great bonus. Reviewed on: 13th July 2026

Always use PayPal - just the smart way to pay, lots...

5
Always use PayPal - just the smart way to pay, lots of protection and delivery commms Reviewed on: 13th July 2026

Easy and simple - easy to use app

5
Easy and simple - easy to use app Reviewed on: 13th July 2026

Fantastic and easy to use would recommend to everyone

5
Fantastic and easy to use would recommend to everyone Reviewed on: 13th July 2026

Easy of use and convenient.

5
Easy of use and convenient. PayPal is a secure way of making payments for purchases and friends and family. Reviewed on: 13th July 2026

PayPal is the best payment method

5
PayPal is quick and easy to use and therefore a very convenient payment method. You can add funds and withdraw money the same day, which is great. PayPal offers a level of protection that no other payment provuder does. I use PayPal in lieu of my credit cards, as it is do kuch safer and offers far better buyer protection. Reviewed on: 13th July 2026

Issue Resolved Quickly

5
A direct debit was taken from my account when it shouldn’t have been. I contacted customer service to report the issue, and they investigated it promptly. The payment was automatically refunded back to my account without any hassle. While the mistake was inconvenient, I was pleased with how quickly and efficiently it was resolved. Reviewed on: 13th July 2026

I use PayPal for pretty much everything.

5
I use PayPal for pretty much everything. Reviewed on: 13th July 2026

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