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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172903)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Everything lovely, convenient and easy to use

5
Everything lovely, convenient and easy to use Reviewed on: 8th July 2026

Easy and hassle free transactions every time

5
Easy and hassle free transactions every time Reviewed on: 8th July 2026

The most convenient and flexible way to pay

5
PayPal is always the most convenient way to pay for things. I particularly find the Pay in 3 function very handy. It means I can budget better for bigger purchase and spread the cost. Reviewed on: 8th July 2026

118 always helpful

5
Always helpful and full of knowledge about products Reviewed on: 8th July 2026

Great until recently when £50...

4
Always had good experiences until recently when £50 was taken from an apparent 'cloned' account. No refund offered Reviewed on: 8th July 2026

its a great experience i really recomanded to everyo...

5
its a great experience i really recomanded to everyone for paypal Reviewed on: 8th July 2026

I was able to spread my purchase cost for different...

5
I was able to spread my purchase cost for different categories of the amount spent/get notifications before the payment is taken from my account Reviewed on: 8th July 2026

Is fast , I have some credit and no worries for you...

5
Îs fast , I have some credit and no worries for you money Reviewed on: 8th July 2026

Easy to use no hidden charges.

5
Easy to use no hidden charges. Nice to spread the payment over time. Reviewed on: 8th July 2026

Always helpful ,great customer service

5
Always helpful ,great customer service Reviewed on: 8th July 2026

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