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PayPal: PayPal Credit reviews

4.73
Based on 181,074 reviews, last reviewed 28th Jul 2026
131% increase in 5 star reviews
in the past 90 days
191% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue and very easy to use Never had an issue and very easy to use Reviewed on: 28th July 2026
Dean 's avatar
Dean

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181074)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fast, convenient and efficient.

5
Fast, convenient and efficient way to carry out safe transactions across the majority of websites and sales. The go-to platform for secure buying with amazing customer service. Reviewed on: 13th July 2026

Reliable and Easy to Use

5
I've had a good experience using PayPal Credit. The application process was simple, and it makes online purchases more convenient when I need extra flexibility. The account is easy to manage, and payments are straightforward. Overall, it's been a reliable service for my needs. Reviewed on: 13th July 2026

Highly recommend

5
Very straight forward with everything. Very reliable! Reviewed on: 13th July 2026

I have an account for over 20 years with PayPal, I h...

5
I have an account for over 20 years with PayPal, I have always received exceptional customer service with any problems that have occurred along the way Reviewed on: 13th July 2026

Helpful and effective and also useful

5
Helpful and effective and also useful Reviewed on: 13th July 2026

My quick go to for finance.

5
My quick go to for finance. One click and finance sorted Reviewed on: 13th July 2026

Problem what Problem

5
Any problems are dealt with straight away . All Info is sent to you . Reviewed on: 13th July 2026

The benefits of using Paypal

5
PayPal has helped me as a small business holder to achieve my goals with easy payment options on many occasions. I would recommend PayPal to all my business colleagues, When you have to make a large purchase which some times is unexpected, the option to use pay in three or use interest free for up to six months is just brilliant. Reviewed on: 13th July 2026

PayPal user

5
I use PayPal for everything ,I would be lost without it . Great way to pay for things and I feel its a safe way too . Reviewed on: 13th July 2026

Every time I called PayPal I was able to speak to a...

5
Every time I called PayPal I was able to speak to a person and they managed to resolve my issue on the call Reviewed on: 13th July 2026

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