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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 109,678 reviews, last reviewed 18th May 2026
2713250% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is convenient, especially for online purchases. PayPal is convenient, especially for online purchases. Reviewed on: 18th May 2026
Edel L's avatar
Edel L

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (109678)

Amazing experience smooth service very helpful

5
Amazing experience smooth service very helpful Reviewed on: 29th April 2026
Mary h's avatar
Mary h

My experience with PayPal has been very positive.

5
My experience with PayPal has been very positive. Payments are processed quickly and reliably, and the platform is user-friendly and easy to navigate Reviewed on: 29th April 2026
Ezekiel D's avatar
Ezekiel D

Affordable credit.

5
Took out PayPal credit to fund an eBay purchase and as it’s a flexi account it was used when money was tight for the little luxuries in life Reviewed on: 29th April 2026
Keith 's avatar
Keith

Amazing and exceptional company.

5
Amazing and exceptional company. ​If you’re looking for a platform that balances security, speed, and global reach, PayPal is hard to beat. It has evolved from a simple payment button into a comprehensive financial tool. Reviewed on: 29th April 2026
Geoff (ZeD)'s avatar
Geoff (ZeD)

The app is very easy to use and clear.

5
The app is very easy to use and clear. An excellent range of money saving offers. Reviewed on: 29th April 2026
Phil C's avatar
Phil C

Tried to pay extra funds but they won’t clear

3
Tried to pay extra funds but they won’t clear Reviewed on: 29th April 2026
Dean 's avatar
Dean

I love the fact that you can pay with PayPal credit...

5
I love the fact that you can pay with PayPal credit and you 4 months to pay back without interest Reviewed on: 29th April 2026
Ani 's avatar
Ani

Great app and easy to use!

5
Great app and easy to use! Sometimes I have everything what I need in this app ! Reviewed on: 29th April 2026
Mike D's avatar
Mike D

Great offer paying within 4 months.

5
Great offer paying within 4 months. Reviewed on: 29th April 2026
Raj Kaur 's avatar
Raj Kaur

Great helps you out loads wouldcrec

5
Great helps you out loads, gives you time to buy stuff Reviewed on: 29th April 2026
Blackwell 's avatar
Blackwell

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