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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180913 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180914)

Super convenient, excellent value short term credit.

Super convenient, excellent value short term credit. Clear and regular communication about when rates will apply allowing easy budgeting and planning Reviewed on: 7th July 2026

It easy to use, trustworthy and convenient.

It easy to use straight through the app. It provides me with payment options, with regard to time to pay, which bank account payments come from and it's a product I trust. The app is straight forward to use and it makes me feel like payments are secure. Reviewed on: 7th July 2026

PayPal removes the anxiety.

Using PayPal takes all the anxiety out of online transactions. In short it works. They seem to have anticipated any pitfalls in the process and taken them into account. The other major attraction is when a retailer is geared to letting PayPal enter my details without me having to laboriously tap out things like “ confirm email “ It goes without saying that the security safeguards are very reassuring. Reviewed on: 7th July 2026

Very easy and trustworthy company.

Very easy and trustworthy company. Reviewed on: 7th July 2026

Pay pal is good spreading the cost pay in 3

Pay pal in 3 is great I use it a lot when purchasing a bigger amount helps to spread the cost Reviewed on: 7th July 2026

Excellent service .

Excellent service . very helpful Reviewed on: 7th July 2026

I find using PayPal simple and extremely useful.

I find using PayPal simple and extremely useful. Being able to use online credit as well as a physical card gives me the flexibility I need. The online and phone app are user friendly and easy to navigate. Reviewed on: 7th July 2026

Direct debit difficulty

I have had some difficulty setting up direct debits. Ended up having to make manual payments each month. Reviewed on: 7th July 2026

Fabulous rates and the best way to pay offer a perio...

Fabulous rates and the best way to pay offer a period of time Reviewed on: 7th July 2026

Great way to pay

Quick and easy to pay fast online and off Reviewed on: 7th July 2026

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