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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180911)

Very easy to use, quick and reliable also very secure.

5
Very easy to use, quick and reliable also very secure. Reviewed on: 7th July 2026

Excellent line of credit easy to use.

5
Excellent line of credit easy to use. Pay in 3 or 4 free often on eBay and other places you can get extended interest free periods . Only issue is is when you make a payment for some reason it takes ages to process do not understand why Reviewed on: 7th July 2026

Lifesaver for purchases bigger

5
PayPal Credit has been a lifesaver for bigger purchases — the no-interest-if-paid-in-full option gives me flexibility without the stress. Approval was quick and it integrates seamlessly at checkout, making shopping so much easier Reviewed on: 7th July 2026

Shopping became fun with flexible credit.

5
Shopping became fun with flexible credit. Reviewed on: 7th July 2026

Easy to use, trusted service safe and reliable

5
Easy to use, trusted service safe and reliable Reviewed on: 7th July 2026

Was easy to deal with and they were professional

4
Was easy to deal with and they were professional Reviewed on: 7th July 2026

Useful service

4
I find PayPal to be a useful service both for immediate shopping payments and spreading payments Reviewed on: 7th July 2026

PayPal credit protected my money from scam

5
I paid for a something on PayPal credit turns out what I was sold was priced incorrectly the seller threaten to keep my deposit if I didn’t pay the difference but PayPal assisted me in keeping my interests safe Reviewed on: 7th July 2026

Safe, easy, simple transactions.

5
Safe, easy, simple transactions. PayPal credit offers excellent pay later alternatives, especially pay in 4 months interest free. Staff always on the ball when needed. Reviewed on: 7th July 2026

Use for quickly transferring money safely.

5
Use for quickly transferring money safely. Reviewed on: 7th July 2026

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