Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180910)

PayPal Credit was useful for holiday time and Christ...

4
PayPal Credit was useful for holiday time and Christmas. You pay back interest free within the terms of the borrowing. Reviewed on: 7th July 2026

Easy purchase for buying .

5
Easy purchase for buying . knowing your money is safe with every purchase. Reviewed on: 7th July 2026

Safe and easy and always helpful

5
Safe and easy and always helpful Reviewed on: 7th July 2026

I trust Paypal.

5
I trust Paypal. You can use it at most online outlets and their customer service is fab. Reviewed on: 7th July 2026

Nice and reliable features

5
Quick steps. Fairly easy to use. Reliable. Generally easy to find the options. Latest updates are bringing other options but sometimes confusing. Reviewed on: 7th July 2026

Simple and effective

5
Simple and effective. Easy to set up ready for if and when needed Reviewed on: 7th July 2026

Very easy to apply for a pay pale...

5
Very easy to apply for a pay pale card Reviewed on: 7th July 2026

I always use PayPal because it helps me to budget.

5
I always use PayPal because it helps me to budget. I use it mostly for larger purchases eg holidays and concert tickets and it means I have more time to pay Reviewed on: 7th July 2026

Excellent,safe with PayPal Credit

5
Excellent,safe with PayPal Credit Reviewed on: 7th July 2026

My honest review

5
I've been using PayPal since the early days it launched and I can honestly say I've never ever had any issues. Don't have a bad thing to say about paypal. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101097 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products