Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 109,572 reviews, last reviewed 18th May 2026
2708450% increase in 5 star reviews
in the past 90 days
7950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use. Easy to use. Helpful customer services. Reviewed on: 18th May 2026
Miss TP's avatar
Miss TP

Latest lowest rating:

1

PayPal doesn’t look after customers and the policy... PayPal doesn’t look after customers and the policy needs re-wording Reviewed on: 17th May 2026
Paul B's avatar
Paul B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (109572)

Makes everything easy, all in one place plus good re...

5
Makes everything easy, all in one place plus good rewards system Reviewed on: 28th April 2026

Good all rounder

5
Just pretty good at making finances clear and easy to access Reviewed on: 28th April 2026

Best ever i had experience when ever I need pay its...

5
Best ever i had experience when ever I need pay its very secure and easy Reviewed on: 28th April 2026

Great service for over 10 years

5
Great service, haven’t had any issues and have had an account for around 10 years Reviewed on: 28th April 2026

Always a reliable and clear payment method for most...

5
Always a reliable and clear payment method for most my purchases. And with the introduction of the point system it has become even more rewarding to use it as my go to payment platform. Reviewed on: 28th April 2026

Excellent service and communication

5
Excellent service and communication Reviewed on: 28th April 2026

A godsend when encountering a difficult purchase

5
A godsend when encountering a difficult purchase Reviewed on: 28th April 2026

Easy to use easy to track and control Updated advice...

5
Easy to use easy to track and control Updated advice regarding your account Reviewed on: 28th April 2026

Excellent company, easy customer service and staff l...

5
Excellent company, easy customer service and staff listen and care Reviewed on: 28th April 2026

PayPal, where speed meets simplicity.

5
Thanks to PayPal, my money has found a new friend. I love the buyer protection and secure transactions. PayPal credit is also a handy and hassle free way to buy. Reviewed on: 28th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review